36 1 Is the loan platform formal?

36 1 The loan platform is formal. 36 1 The loan platform has passed the certification of the relevant state departments, consciously accepted the supervision of the Interim Measures for the Management of Business Activities of P2P Peer-to-Peer Lending Information Intermediaries and other laws and regulations, strictly enforced the national laws and regulations, reviewed the qualifications of borrowers, fulfilled the obligation of credit investigation, gave a reasonable loan amount, urged users to establish the concept of reasonable loans, prevented excessive debts, charged fees reasonably, and fully protected customers' privacy. Employee benefits are good, with five insurances and one gold, various subsidies and bonuses. In many ways, the 36 1 lending platform is completely formal.