How to use the medical insurance card of the Second Affiliated Hospital of Anyi University?

The medical insurance cards used by Anyi Second Affiliated Hospital are as follows:

1, the doorman is used to paying by credit card in emergency department: generally, the registration fee for outpatient and emergency department is only a few dollars after credit card is swiped.

2, pharmacies to buy drugs: this drug must be within the scope of medical insurance, not all drugs can be bought, of course, if you do not specifically require a certain brand, most drugs are available.

3. Show your medical insurance card when you are hospitalized: The hospitalization expenses will be automatically excluded, excluding the self-funded part, according to the reimbursement ratio.

The use process of medical insurance card

1. When you go to a designated hospital for medical treatment, you can show your medical insurance card to prove your enrollment and registration. Individuals do not need to pay first and then reimburse, and can directly settle the medical insurance reimbursement with medical insurance and hospitals. Only when the account is settled can the self-funded part be paid with the balance of the medical insurance card or cash.

2. When reimbursement is made for hospitalization, the deductible standard with deductible is generally 10% of the average annual salary of employees in the whole city last year, which means that you need to pay the deductible yourself, and the part exceeding the deductible can be reimbursed according to local medical insurance regulations. The reimbursement rate varies from place to place, and different projects in different hospitals are different, about 80%. You can go to the local labor and social security online for details.

To sum up, if a patient with a medical insurance card wants to go to the hospital after illness, the process of taking the medical insurance card to the designated medical insurance unit is as follows: when the insured person is sick, he can directly take the medical insurance manual and IC card to the local designated medical institution for treatment. The general process is as follows: holding the medical insurance manual and IC card-going to the hospital medical insurance office to register-checking the card-paying the hospitalization deposit-hospitalization-self-funded items need the patient's consent and signature-using cash or IC card to settle the self-paid part of the deductible standard and the self-paid proportion-the hospital pays the expenses within the overall scope-settling and discharging.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 25

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.