Members United Financial Application Requirements

1. Application conditions of China Merchants Union Finance

China Merchants Union Consumer Finance is a licensed consumer finance institution approved by the China Banking Regulatory Commission. To apply for a loan from China Merchants Union Financial, you must meet the following basic conditions:< /p>

1. Aged 21 (inclusive) to 50 years old, China Merchants United Finance does not provide loan services to college students.

2. Have a stable job and source of income, and have a certain repayment ability.

3. Have a good personal credit record

4. Zhima credit score is above 600 points

The following are the popular loan products from China Merchants United Finance. Application conditions for loans and Lingpinghua:

1. Good-term loan: stable job income; good credit, no record of default

2. Lingpinghua: aged between 23 (inclusive) full-time salary earners with a college degree or above that can be checked online; sesame score is 666 or above.

China Merchants Union Consumer Finance Co., Ltd. (referred to as "China Merchants Finance") was established in March 2015. It is a licensed consumer finance company approved by the China Banking and Insurance Regulatory Commission and jointly established by China Merchants Bank and China Unicom. A financial company with its registered address in Qianhai, Shenzhen, and a registered capital of 10 billion yuan.

China Merchants Union Financial adheres to the guiding ideology of “never forget the original intention, endless benefits” and “inclusive mission, innovation-driven”

In March 2015, the Shenzhen Banking Regulatory Bureau approved China Merchants United Finance Consumer Finance Co., Ltd. is RMB 3.86896 billion. The company's address is Room 201, Building A, Qianhai Shenzhen-Hong Kong Cooperation Zone Administration Comprehensive Office Building, No. 1, Liyumen Street, Qianwan 1st Road, Qianhai Shenzhen-Hong Kong Cooperation Zone, Shenzhen City, and its business place is Shenzhen Science and Technology 18th Floor, Building A4, Yuankexing Science Park

In November 2017, China Merchants Union Mobile successfully completed the transaction and made its first withdrawal, with a total loan amount of 1.15 billion yuan, which is the largest amount obtained by a domestic consumer finance company so far. /p>

Main products:

China Merchants Finance APP: a comprehensive financial application launched by China Merchants Consumer Finance Co., Ltd., a pure online credit loan

China Merchants Finance APP :

Haoqi Loan: The Internet credit loan product of China Merchants Union Financial can be applied for through the China Merchants Financial APP, WeChat official account and various online channels of partners; it supports borrowing at any time 724 hours a day and can be credited in real time , supports lending to the principal, with a maximum loan period of 36 months. China Merchants Union Financial has created many personalized categories under the "Haoqi Loan" product system, such as launching a revolving line "White Collar Loan" product with more favorable pricing for high-quality white-collar workers. , a one-time high-amount product "large term loan" launched to meet the temporary needs of high-quality customers.

Good term loan:

Credit payment: Internet consumption installment under China Merchants United Finance. The product provides users with a fast, safe and convenient payment method for Internet credit consumption; it can realize online application, instant approval, and enjoy up to 40 days of interest-free and up to 24 installments of installment services. It can be used in finance's own installment mall and in many consumption scenarios such as education, medical beauty, travel, decoration, etc. At the same time, in order to improve the convenience of customer payment, "Credit Pay" has opened up UnionPay Quick Pass, Alipay, etc. with the help of bank second-class accounts. Important payment channels such as WeChat Pay can enjoy interest-free transactions every month, and transactions that exceed the monthly interest-free amount can be automatically installmentd.

2. How to apply for a loan through China Merchants Union Finance

< p>Step1 Download and register

First, download the China Merchants Union Financial APP

After opening the China Merchants Union Financial APP, please allow China Merchants United Finance to access your location information for subsequent use. Apply for a quota.

Click My-Login/Register, fill in the mobile phone number, and start the registration journey.

When the system automatically determines that the mobile phone number has not been registered, it will prompt you to enter it. Verification code and set the login password.

Register successfully, continue to apply for the quota.

Select the corresponding application quota entrance according to the page prompts. p>Step2-1 Quick Application Quota - Pre-Qualification

If you choose "Quick Application", after preparing your ID card, click the button to the right of your name to scan the front and back of your ID card. After the scan is successful, please fill in your professional information and frequently used contact information in sequence.

Read the face verification instructions carefully and click "Start Now" when you are ready.

After passing, continue to fill in the bank card information.

Please make sure that the card is issued under your own name to avoid payment failure.

The quota application is successful, waiting for review by customer service call! At the same time, you can also choose to supplement Zhima Credit information (if any). We strongly recommend users with a Sesame score of 666 or above. Filling in this field can help you obtain a higher credit limit.

Step2-2 Quickly apply for quota - some users may need to continue to complete the information

If the following picture appears after the quota calculation countdown is over, it means that you need to add some personal identity information , please continue to fill in according to the prompts on the page.

Please follow the page prompts and add other basic personal information, career information, influence information, and Zhima credit information (optional) in order, and submit it after completion.

The application is completed and awaiting review.

Step3 is exclusive to white-collar elites

Please click the button on the right first to run face verification. After passing, scan your ID card. Once complete, enter additional personally identifiable information.

Fill in the contact information

Fill in the professional information

Fill in the bank card information: Please make sure that the card is issued under your own name to avoid charges. payment failure. Introducing scanning China Merchants Bank Card, which will allow you to pass faster.

After the application is completed, you can continue to submit Zhima Credit information to obtain a higher limit.

Step 4 application is completed, waiting for phone confirmation

Within 1-2 working days after the application is completed, China Merchants Union customer service will call you to run the application for confirmation. Please make sure your mobile phone is smooth. (China Merchants Union Customer Service Hotline:).

Step 5: Wait for the application result

Within 1 working day, China Merchants Union will notify you via SMS whether the quota is activated, please wait patiently.

3. The loan application from China Merchants Union Financial was approved, but the handling fee must be paid first

I took a black online loan and was defrauded of 3,000 yuan. Please don’t believe it

4. How to use Alipay and China Merchants Finance?

How to use Alipay and China Merchants Union Finance:

1. Open Alipay, click "My", click "Sesame Credit";

2. In Sesame Credit Click "Credit Life" in the lower right corner of the interface and click "Cash Loan";

3. In the cash loan section, select "China Merchants Union Finance" and log in using your Alipay account;

< p>4. Enter the China Merchants Union Financial Services window, click "I want - Apply", complete the basic personal information, and click Submit;