What's the bank number?

The number that identifies the bank is usually three digits.

The format of the opening bank is generally: xx Bank (branch) xx Sub-branch.

For example, China Merchants Bank Shenzhen Overseas Chinese Town Branch.

The bank of deposit refers to the bank of deposit of the payer or payee in the process of bill settlement. According to the different ways in which the holder submits the bill to the bank, bill settlement can be divided into remittance settlement and entrusted collection settlement.

In the fund settlement method of remittance settlement, the payer's bank (paying bank) directly transfers the money to the payee's bank (receiving bank). In the fund settlement method of entrusted collection settlement, the payee entrusts his bank to collect the bill money from the paying bank.

The bank's management of accounts includes:

(1) Review account opening and account cancellation in strict accordance with regulations, and resolutely refuse to open an account if it does not meet the conditions for opening an account;

(2) Properly handle account opening and account cancellation, and establish and improve the registration system for fee users;

(3) Establish account management files;

(4) Reconciliation with depositors on a regular basis;

(five) timely report to the people's Bank of China on the opening and closing of depositors' accounts.

Extended data:

fundamental principle

According to the Measures for the Administration of Bank Accounts, the management of bank accounts follows the following basic principles:

(1) One basic account principle. That is, depositors can only open a basic deposit account in one bank, and cannot open a basic deposit account in multiple locations. When a depositor opens a basic deposit account in a bank, the local branch of the People's Bank of China will issue an account opening permit system.

(2) The principle of voluntary choice. That is, depositors can choose their own bank accounts, and banks can also choose depositors to open accounts voluntarily. No unit or individual may forcibly interfere with depositors and banks in opening or using accounts.

(3) The principle of deposit confidentiality. In other words, banks must keep depositors confidential according to law and maintain the independent control of depositors' funds. Except for matters regulated by the head office of the People's Bank of China authorized by national laws and the State Council, banks shall not inquire, freeze or deduct deposits in depositors' accounts in the name of any unit or individual.

References:

Baidu encyclopedia-account opening bank