Is the interest rate of Chongqing Rural Commercial Bank 15 current loan 5.36 high?

Tall man. Official website, a Chongqing rural commercial bank, shows that the annual interest rate is 4.35% within one year, 4.75% for one to five years and 4.9% for more than five years. Chongqing Rural Commercial Bank was established on June 29th, 2008. It was established on the basis of the former Chongqing Credit Union, 39 district and county credit cooperatives and rural cooperative banks. This is the third provincial rural commercial bank in China and the first one in the west after Shanghai and Beijing.