What is the deposit ratio of five insurances and one gold in Wenling institutions?

1. Five insurances and one fund 1, "five insurances and one fund" refers to five social insurances and one provident fund, and "five insurances" include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance; "One gold" refers to the housing accumulation fund. 2. Endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals; Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. It should be noted here that "five risks" are legal, but "one gold" is not. Two, Wenling institutions five insurance and one gold deposit ratio. The payment base of five insurances and one gold is based on the total salary. At the same time, the regulations on the amount of payment vary from region to region. 1. Endowment insurance: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account). 2. Medical insurance: unit 8%, individual 2%+3 yuan 3. Unemployment insurance: unit 2%, individual1%; 4. Work-related injury insurance: the unit pays you 1% every month, and you don't have to pay a penny yourself; 5, maternity insurance: the unit pays you 1% every month, and you don't have to pay a penny yourself; 6. Housing provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees. Iii. Matters needing attention in paying five insurances and one gold 1. Endowment insurance can be interrupted, and it doesn't matter if it is interrupted halfway. Finally, the old-age insurance is counted, but the more you pay, the more your pension will be. 2. Unemployment insurance must be paid. 3. Medical insurance is more important. The interruption of more than three months is invalid and needs to be re-applied. 4. Housing provident fund means that the unit deposits the money given to you and your own money into your provident fund account, and can only withdraw it once a year. If you want to go to the provident fund center and need to buy or repair a house, you can take it yourself or entrust a unit to take it. If you leave your job, you can transfer or withdraw directly. 5. If the five insurances are compulsory for employees, you can report to the social security department if the company fails to pay them for you.