What are the application conditions for e-loan of Ping An Pratt & Whitney House? There are mainly these

; ? Ping An Pratt & Whitney E-Loan is a loan specially provided for real estate customers. The applicant needs to use the property under his name as collateral. The mortgage application loan amount is high, with a maximum loan of 5 million per house. The annualized cost is the lowest, and the highest will not exceed the legal requirements. Then, what are the application conditions for e-loan of Ping An Pratt & Whitney House? Next, let's take a look.

I. Application conditions for E-loan of Ping An Pratt & Whitney House

1, a citizen of China who has reached the age of 18, has full capacity for civil conduct and holds a second-generation ID card;

2. The mortgaged property must be a house, and the applicant's permanent residence is consistent with the location of the property;

3. The age of the mortgaged property is generally less than 30 years, and the real estate appraisal value should be more than 300,000 yuan;

4. The address of the property applying for mortgage should be in the open city of e-loan products, and the specific city shall be subject to the page display;

4. The property right of the mortgaged property can have co-owners, such as the names of the applicant and his spouse written on the real estate license;

5. If the applicant's personal credit information is good, it is necessary to agree to the personal credit authorization.

II. Other instructions for applying for E-loan from Ping An Pratt & Whitney House

The loan term of 1. Zhai e loan can be divided into 6 periods, 12 periods, 24 periods and 36 periods.

2. The repayment methods of E-home loan include interest priority and matching of principal and interest.

3.E mortgage once, credit for 5 years. During the credit period, it can be borrowed repeatedly.

4. The house E loan can be settled in advance after one month of normal repayment, and there is no penalty for prepayment.

5. Home e-loan supports primary mortgage and secondary mortgage, that is, it supports full mortgage and mortgage house mortgage.

6. Although the e-home loan is applied online for the whole process, after approval, it is necessary to make an appointment to go to the offline store for mortgage procedures, pay attention to keeping the mobile phone open and wait for the local staff to contact.

The above is about the application conditions of e-loan in Ping An Pratt & Whitney House, and I hope it will help you.