What are the requirements for student loans for college students?

1. What are the requirements for a college student loan?

The application conditions for student loan are as follows: 1. You need a letter of admission from a university to prove that you are a full-time college student in China, including vocational college students, junior college students, graduate students and students with a second bachelor's degree. 2. Have valid identification, full capacity for civil conduct and China nationality. 3. Be law-abiding, honest and trustworthy, with no bad credit record and no illegal acts. 4. Family conditions are difficult, and relevant supporting documents can be provided. The loan is used for tuition and accommodation. Study hard to ensure that you can finish your studies smoothly. Conditions for applying for student loans for college students. The income earned during school is not enough to cover the basic expenses (including tuition and basic living expenses) for completing school; 7 strictly abide by the provisions of the state, the handling bank and the school on the national student loan, promise to use the loan correctly and fulfill the repayment obligation according to the regulations, and open a current account in the loan bank. 8. Other conditions stipulated by the lending bank. The application process and required procedures of student loan for college students apply to their school institutions within the specified time, receive the "National Student Loan Application Approval Form" and other materials, and fill them out truthfully and completely. The materials to be submitted include: 1, application form for national student loan; 2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans); 3. My explanation of the family's financial difficulties; 4, township, town, street civil affairs departments and county education administrative departments to prove their family financial difficulties; 5. Other supporting documents and materials required by the bank or school. Form 1. National student loan application form; 2. Registration form for full-time students with financial difficulties; 3. National Student Loan Registration Form; 4. Questionnaire on students' economic situation with national student loans; 5. Questionnaire survey of college students and families; 6 "China Agricultural Bank Chongqing Branch National Student Loan Application Form (Approval) Form"; 7. "Power of Attorney" and "Loan Agreement", only for underage loan students).

2. What are the application conditions for the grant?

Grants generally refer to college students' grants, and the specific application conditions are as follows:

1, love the socialist motherland and support the leadership of the China * * * production party;

2, consciously abide by laws and regulations, abide by the rules and regulations of the school;

3, honest and trustworthy, excellent moral quality;

4. Study hard, be aggressive, be diligent and thrifty;

5. It must be a formally registered student with financial difficulties who meets the application conditions after examination.

Students who meet the following conditions can be given priority as financial aid targets for poor students:

1. Students participate in various activities to improve their personal quality and win glory for the department.

2, outstanding performance in various activities, praised by the school, department, or actively participate in school, department competitions and awards.

3. Pay attention to personal cultivation and behave generously. The average score of personal hygiene and civilized cultivation in the dormitory is over 70 points per semester.

4. There are no failed subjects.

3. What are the requirements for student loans in Sichuan Province?

The national student loan application generally goes through

(1) application

Students who apply for loans submit written applications to their departments, and students in the class conduct preliminary examination and submit materials on time.

Identify students

1 Generally, there are two witnesses to the national student loan, namely 1 the class teacher or counselor, and the general party branch of the department.

(3) The materials and related requirements that students must provide.

Fill in 2 complete national student application forms (non-copies);

2. A copy of my ID card

Copy of my admission notice or student ID card.

4. A copy of my school record.

5. Two copies of each parent's ID card;

1 Personal written loan application;

7. Other materials required by the lending bank.

(4) Students at school

The student affairs office examines the materials submitted by various departments.

(five) fill in the "national student loan contract"

After the student loan information and application form are approved by the bank, the loan contract between the bank and the student is in duplicate.

6) The bank issues student loans:

According to the amount signed in the contract, the loan bank will directly transfer the loan of this school year to the account designated by the borrower in the school according to the school year.

(7) loans

During school, if the borrower needs to repay the loan in advance due to economic reasons, he can change the contract at the bank at any time and pay off all the loan principal and interest. Students themselves will propose or learn to change the contract, and then they will go to the bank to perform the relevant procedures.

Before graduation, the borrower must go through the repayment confirmation formalities at the loan bank and go through the change formalities according to the loan situation.

(8) Students who have obtained bank loans should deposit the loan interest payable in their bank account (which can be deposited in any branch of the loan bank) before March, June, September and February 20th of each year.

4.20 16 what are the requirements for college students' loans?

In recent years, in order to support college students' entrepreneurship, the state and governments at all levels have issued many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. College Students Entrepreneurship Network (1) College graduates start their own businesses within two years after graduation and apply for business licenses in the industrial and commercial departments where the entrepreneurial entities are located. If the registered capital (capital) is less than 500,000 yuan, it is allowed to be put in place by stages. The initial investment shall not be less than 10% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital shall be increased to more than 50% within 1 year. (2) Enterprises or business units newly established by university graduates in consulting industry, information industry and technical service industry shall be exempted from enterprise income tax for two years with the approval of tax authorities; Newly established enterprises or business units engaged in transportation, post and telecommunications shall be exempted from enterprise income tax in the first year with the approval of the tax authorities, and the enterprise income tax shall be reduced by half in the second year; Newly established enterprises or business units engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residents' service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities. (3) Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries provide loans with simplified procedures and convenient account opening and settlement for self-employed graduates, with a loan amount of about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term. College Students' Entrepreneurship Network (4) The talent intermediary service agency affiliated to the government personnel administrative department keeps personnel files (including social security, professional titles, file wages and other related procedures) for self-employed graduates for 2 years free of charge; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for entrepreneurial employees. (5) The above preferential policies are formulated by the state for all self-employed college students. In order to support local college students' entrepreneurship, local governments have also issued relevant policies and regulations, which are more detailed and closer to reality. For example, according to the relevant regulations of the state and the Shanghai Municipal Government, fresh college graduates in Shanghai can enjoy four preferential policies: free risk assessment, free policy training, free loan guarantee and partial tax relief.