How about Hankou Bank in downtown Wuhan?

1. How about Hankou Bank in downtown Wuhan?

Hankou Bank has developed well, especially in Wuhan, and has certain advantages. Hankou bank,

In fact, it is managed by Wuhan SASAC. Lenovo and WISCO, the first two shareholders, both said that they were not financial investors.

(Hankou Bank)

Hankou Bank: Lake

Hankou Bank, formerly known as Wuhan Commercial Bank, was established in 1 99765438+February1Han. It is a regional joint-stock commercial bank with independent legal personality.

The registered capital of Hankou Bank is 46,543.8+0.28 billion yuan, and the top two shareholders are Legend Holdings Limited and Wuhan Iron and Steel (Group) Company. On June 25th, 2008, Wuhan Commercial Bank was officially renamed as Hankou Bank. Wuhan Commercial Bank is the first joint-stock commercial bank with independent legal personality in Wuhan.

Hankou City Commercial Bank has 12 branches in Ezhou, Chongqing, Yichang, Huangshi, Optics Valley, Xiangyang, Jingmen, Enshi, Jingzhou, Xiaogan, Shiyan and Xianning. In addition, it initiated the establishment of Zhijiang Hanyin Village Bank and Yangxin Hanyin Village Bank, and set up a research and development center in Beijing with branches in Beijing, Shanghai, Chongqing, Yichang, Huangshi, Xiangyang and Shenzhen.

Hankou bank sprints IPO: in recent years, it has developed generally and its performance has declined.

Hankou Bank achieved operating income of 5.733 billion yuan, 565.438+59 billion yuan and 5.007 billion yuan in 2065.438+04-2065.438+06; The net profit attributable to ordinary shareholders of the company is 65.438+0.472 billion yuan, 65.438+0.488 billion yuan and 65.438+0.565438+0.60 billion yuan respectively; After deducting non-RMB 465 million and 14.2, the operating income and net profit of Hankou Bank in 20 16 decreased by 2.95% and 2.86% year-on-year.

Judging from the market share of various businesses, Hankou Bank is in the ascendant. By the end of 20 16, Hankou Bank's share in Wuhan was 6% and 4. 16% respectively, ranking eighth among its peers.

The balance and ratio of non-performing loans of Hankou Bank remain high. By the end of 20 16, the balance of non-performing loans of Hankou Bank was1949 million yuan, an increase of 247 million yuan over the beginning of the year, and the non-performing loan ratio was 1.98%, which was basically the same as last year.

Legend holds the largest shareholder of Hankou Bank, but Lenovo has the final say and Wuhan SASAC has the final say.

10 years ago, Hankou Bank said it would go public. In September 2009, Hankou Bank launched the second round/share. In the second round of capital increase and share expansion, Hankou Bank raised 65.438+0.27 billion shares with a total share capital of 35.438+0.8.

In 2009, Legend Holdings held 3.3 billion shares, becoming the largest shareholder of Hankou Bank, accounting for 17.99%. 20 10, with Hankou bank, we signed an investment.

20 10 1 At the beginning of the year, it was still snowing heavily in Wuchang. At the East Lake Hotel, when Liu Chuanzhi finished signing with a smile, he stood up and looked around the audience. He said with some ecstasy, "Legend Holdings has been pursuing Hankou Bank for a long time, and today it finally has a positive result."

Liu Chuanzhi returned in February 2009. Not long after, Liu Chuanzhi "stared" at Hankou Bank. From March 2009, I learned that Legend Holdings began to contact Hankou Bank.

Although it is the largest shareholder, Lenovo has no control over Hankou Bank. Hankou Bank, such as personnel, decision-making and daily management. Listen to Wuhan SASAC. Originally, Liu Chuanzhi wanted to build a Lenovo financial empire with Hankou Bank as the core. It is really impossible to win. Later, Liu Chuanzhi had to let go to be an ordinary financial investor.

By the end of 20 17, Legend Holdings was still the single largest shareholder of Hankou Bank with a shareholding ratio of 15.33%.

(Hankou Bank Data Center)

(Hankou Bank technology and finance Service Center)

Hankou Bank is developing better than Hubei Bank, but Hubei Bank is catching up quickly.

(The strong rival of Hankou Bank-Hubei Bank)

Hankou Bank and Hubei Bank, as the top seeds of Hubei city commercial banks, are eager to win the honor of being the first bank IPO in Hubei Province.

At present, Hankou Bank is receiving listing guidance from Haitong Securities. Hubei Bank is also striving for listing opportunities.

In Hubei Province, Hankou Bank of Wuhan State-owned Assets Supervision and Administration Commission and Hubei Bank of Hubei Provincial State-owned Assets Supervision and Administration Commission (Hubei Bank, although the largest shareholder is Three Gorges Group, the second largest shareholder is WISCO, and the actual controller is Hubei Provincial State-owned Assets Supervision and Administration Commission).

Hankou Bank performed better than Hubei Bank. Hankou Bank has a better foundation than Hubei Bank. Hankou Bank was restructured from Wuhan Commercial Bank, and Hubei Bank was merged from several prefecture-level banks in Hubei except Wuhan.

20 1 1 Hubei Bank was formed by the merger and reorganization of Huangshi Bank (including Xianning Branch), Yichang Commercial Bank, Xiangfan Commercial Bank, Jingzhou Commercial Bank and Xiaogan Commercial Bank.

The growth trend of net profit of the two banks is similar. Since the establishment of Hankou Bank, its net profit has been higher than that of Hubei Bank. In 20 16, the minimum net interest difference between the two banks was 370 million yuan, and Hubei Bank gradually approached the profitability level of Hankou Bank. 20 16, the asset profit rates of Hubei Bank and Hankou Bank are 0.67% and 0.77% respectively.

The total assets of Hankou Bank are 211600 million yuan, and the total assets of Hubei Bank are186.5 billion yuan. According to the data, in 2009, the initial assets of Hankou Bank was 56.2 billion yuan, while that of Han Yin in Hubei Province was 29.6 billion yuan. By the end of 20 16, the assets of Hubei Bank increased by 530% and Hankou Bank increased by 276%. In terms of deposit balance data, Hankou Bank is 65.438+095 billion yuan more than Hubei Bank. The loan balance is 142 billion yuan more than that of Hubei Bank, and the deposit and loan business of Hankou Bank is slightly larger than that of Hubei Bank.

The two banks are complementary in business development. According to the 20 16 annual report of Hankou Bank, 75.58% of the loans in the whole year were invested in Wuhan, with Chongqing, which ranked second, accounting for 8%, and loans from other regions accounted for less than 4%. On the contrary, Hubei Bank's business in Wuhan is relatively weak, but in Yichang, Huangshi, Enshi and Jingzhou. By the end of 20 16, Hubei Bank * * had established 187 and Hankou Bank 147.

Although the number of online stores of Hankou Bank is not as good as that of Hubei Bank, Hankou Bank has set up a branch in Chongqing, which has broken through the restrictions of the provincial market and even exceeded the operating efficiency of many branches in the province. In addition, the electronic banking business of Hankou Bank has developed rapidly, and Hubei Bank has extended its business outlets to county-level administrative regions. 20 16 set up a branch in Jingmen, realizing the comprehensive coverage of Hubei Province except Shennongjia forest area.

Hankou Bank has many illegal operations.

Hankou Bank pays well.

Hankou bank, clean and tidy environment, good service attitude and fast deposit and withdrawal! The financial interest rate is high and safe, which is deeply loved by the public!

Because it is a city bank in Wuhan, I feel more at ease about deposit management.

Not bad! Serve the vast number of retirees in Wuhan wholeheartedly and have a good attitude!

In recent years, due to the policy restrictions on financial products and innovation of local banks, under the pressure of inter-bank competition and the overall economic situation, the pressure on various businesses has increased, and the limited listing of local regions is far away. Staff's business assessment is under great pressure, their income is lower than that of other commercial banks, and their internal competition is fierce. The advantage is that the local government has great potential to support all kinds of assistance policies, and undertakes most of the business of salary payment, social security, medical insurance and so on in administrative institutions and schools in the city. The deposit and loan business has a large growth dividend base.

Yes, the service attitude is very good, and it is open on Saturday and Sunday!

It is inconvenient to withdraw money.

Payment is also made by Hankou Bank.

At noon, no one in the security hall asked how to use it. Another time, the space in the middle of the name was typed wrong, and the Alipay card could not be tied.

It is suggested to open more community banks to facilitate the community and collect deposits.

There are too few ways out. There is only one outlet in the downtown area of Yangluo, with only one ATM and the other monitor. Every time you withdraw money, you have to queue up, and there is also a distant outlet in the development zone.

2. How about Hankou Bank in downtown Wuhan?

Hankou Bank has developed well, especially in Wuhan, and has certain advantages. Hankou bank, the treatment in Wuhan is not bad.

In fact, it is managed by Wuhan SASAC. Lenovo and WISCO, the first two shareholders, both said that they were not financial investors.

(Hankou Bank)

Hankou Bank: the largest city commercial bank in Hubei.

Hankou Bank, formerly known as Wuhan Commercial Bank, was established in 1997 12 16. It is a regional joint-stock commercial bank headquartered in Wuhan with independent legal personality.

The registered capital of Hankou Bank is 46,543.8+0.28 billion yuan, and the top two shareholders are Legend Holdings Limited and Wuhan Iron and Steel (Group) Company. On June 25th, 2008, Wuhan Commercial Bank was officially renamed as Hankou Bank. Wuhan Commercial Bank is the first joint-stock commercial bank with independent legal personality in Wuhan.

Hankou Bank is the largest city commercial bank in Hubei Province, with 10 1 branches, including Ezhou, Chongqing, Yichang, Huangshi, Guanggu, Xiangyang, Jingmen, Enshi, Jingzhou, Xiaogan, Shiyan and Xianning branches 12. In addition, Zhijiang Hanyin Village Bank and Yangxin Hanyin Village Bank were established, and R&D centers were set up in Beijing, and technology and finance service sub-centers were set up in Beijing, Shanghai, Chongqing, Yichang, Huangshi, Xiangyang and Shenzhen.

Hankou Bank sprints IPO: In recent years, the development is average, the performance declines obviously, and there is no advantage in Wuhan, the base camp.

Hankou Bank achieved operating income of 5.733 billion yuan, 565.438+59 billion yuan and 5.007 billion yuan in 2065.438+04-2065.438+06; The net profit attributable to ordinary shareholders of the company is 65.438+0.472 billion yuan, 65.438+0.488 billion yuan and 65.438+0.565438+0.60 billion yuan respectively; The net profit after non-deduction is 65.438+0.45 billion yuan, 65.438+0.465 billion yuan and 65.438+0.423 billion yuan respectively. Based on this calculation, the operating income and net profit of Hankou Bank decreased by 2.95% and 2.86% in 2065.438+06.

Judging from the market share of various businesses, Hankou Bank does not seem to have an advantage in its "base camp" Wuhan. By the end of 20 16, Hankou Bank's deposit and loan market share in Wuhan was 6% and 4. 16% respectively, ranking eighth among its peers.

The balance and ratio of non-performing loans of Hankou Bank remain high. By the end of 20 16, the balance of non-performing loans of Hankou Bank was1949 million yuan, an increase of 247 million yuan over the beginning of the year, and the non-performing loan ratio was 1.98%, which was basically the same as last year.

Legend holds the largest shareholder of Hankou Bank, but Lenovo has the final say and Wuhan SASAC has the final say.

10 years ago, Hankou Bank said it would go public. In September 2009, Hankou Bank started the second round of capital increase and share expansion. The issue price is 1.8 yuan/share. In the second round of capital increase and share expansion, Hankou Bank raised 65.438+0.27 billion shares with a total share capital of 356.5438+0.8 billion shares.

In 2009, Legend Holdings subscribed for 633 million shares with a capital of165438+39 million yuan, becoming the largest shareholder of Hankou Bank in one fell swoop, accounting for 17.99%. 20 10 1 At the beginning of the year, Liu Chuanzhi flew to Wuhan and signed the Investment and Strategic Cooperation Agreement with Hankou Bank.

20 10 1 At the beginning of the year, it was still snowing heavily in Wuchang. At Donghu Hotel, Liu Chuanzhi stood up and looked around the audience after signing the investment agreement with a smile. He said with some ecstasy, "Legend Holdings has been pursuing Hankou Bank for a long time, and today it finally has a positive result."

Liu Chuanzhi returned in February 2009. Not long after, Liu Chuanzhi "stared" at Hankou Bank. From March 2009, I learned that Legend Holdings began to contact Hankou Bank.

Although it is the largest shareholder, Lenovo has no control over Hankou Bank. Hankou Bank, such as personnel, decision-making and daily management. Listen to Wuhan SASAC. Originally, Liu Chuanzhi wanted to build a Lenovo financial empire with Hankou Bank as the core. It is really impossible to win. Later, Liu Chuanzhi had to let go to be an ordinary financial investor.

By the end of 20 17, Legend Holdings was still the single largest shareholder of Hankou Bank with a shareholding ratio of 15.33%.

(Hankou Bank Data Center)

(Hankou Bank technology and finance Service Center)

Hankou Bank is developing better than Hubei Bank, but Hubei Bank is catching up quickly.

(The strong rival of Hankou Bank-Hubei Bank)

Hankou Bank and Hubei Bank, as the top seeds of Hubei city commercial banks, are eager to win the honor of being the first bank IPO in Hubei Province.

At present, Hankou Bank is receiving listing guidance from Haitong Securities. Hubei Bank is also striving for listing opportunities.

In Hubei Province, Hankou Bank of Wuhan State-owned Assets Supervision and Administration Commission and Hubei Bank of Hubei Provincial State-owned Assets Supervision and Administration Commission (Hubei Bank, although the largest shareholder is Three Gorges Group, the second largest shareholder is WISCO, and the actual controller is Hubei Provincial State-owned Assets Supervision and Administration Commission).

Hankou Bank performed better than Hubei Bank. Hankou Bank has a better foundation than Hubei Bank. Hankou Bank was restructured from Wuhan Commercial Bank, and Hubei Bank was merged from several prefecture-level banks in Hubei except Wuhan.

20 1 1 Hubei Bank was formed by the merger and reorganization of Huangshi Bank (including Xianning Branch), Yichang Commercial Bank, Xiangfan Commercial Bank, Jingzhou Commercial Bank and Xiaogan Commercial Bank.

The growth trend of net profit of the two banks is similar. Since the establishment of Hankou Bank, its net profit has been higher than that of Hubei Bank. In 20 16, the minimum net interest difference between the two banks was 370 million yuan, and Hubei Bank gradually approached the profitability level of Hankou Bank. 20 16, the asset profit rates of Hubei Bank and Hankou Bank are 0.67% and 0.77% respectively.

The total assets of Hankou Bank are 211600 million yuan, and the total assets of Hubei Bank are186.5 billion yuan. According to the data, in 2009, the initial assets of Hankou Bank was 56.2 billion yuan, while that of Han Yin in Hubei Province was 29.6 billion yuan. By the end of 20 16, the assets of Hubei Bank increased by 530% and Hankou Bank increased by 276%. In terms of deposit balance data, Hankou Bank is 65.438+095 billion yuan more than Hubei Bank. The loan balance is 142 billion yuan more than that of Hubei Bank, and the deposit and loan business of Hankou Bank is slightly larger than that of Hubei Bank.

The two banks are complementary in business development. According to the 20 16 annual report of Hankou Bank, 75.58% of the loans in the whole year were invested in Wuhan, with Chongqing, which ranked second, accounting for 8%, and loans from other regions accounted for less than 4%. On the contrary, Hubei Bank's business in Wuhan is relatively weak, but in Yichang, Huangshi, Enshi and Jingzhou. By the end of 20 16, Hubei Bank * * had established 187 and Hankou Bank 147.

Although the number of online stores of Hankou Bank is not as good as that of Hubei Bank, Hankou Bank has set up a branch in Chongqing, which has broken through the restrictions of the provincial market and even exceeded the operating efficiency of many branches in the province. In addition, the electronic banking business of Hankou Bank has developed rapidly, and Hubei Bank has extended its business outlets to county-level administrative regions. 20 16 set up a branch in Jingmen, realizing the comprehensive coverage of Hubei Province except Shennongjia forest area.

Hankou Bank has many illegal operations.

Hankou Bank pays well.

Hankou bank, clean and tidy environment, good service attitude and fast deposit and withdrawal! The financial interest rate is high and safe, which is deeply loved by the public!

Because it is a city bank in Wuhan, I feel more at ease about deposit management.

Not bad! Serve the vast number of retirees in Wuhan wholeheartedly and have a good attitude!

In recent years, due to the policy restrictions on financial products and innovation of local banks, under the pressure of inter-bank competition and the overall economic situation, the pressure on various businesses has increased, and the limited listing of local regions is far away. Staff's business assessment is under great pressure, their income is lower than that of other commercial banks, and their internal competition is fierce. The advantage is that the local government has great potential to support all kinds of assistance policies, and undertakes most of the business of salary payment, social security, medical insurance and so on in administrative institutions and schools in the city. The deposit and loan business has a large growth dividend base.

Yes, the service attitude is very good, and it is open on Saturday and Sunday!

It is inconvenient to withdraw money.

Payment is also made by Hankou Bank.

At noon, no one in the security hall asked how to use it. Another time, the space in the middle of the name was typed wrong, and the Alipay card could not be tied.

It is suggested to open more community banks to facilitate the community and collect deposits.

There are too few ways out. There is only one outlet in the downtown area of Yangluo, with only one ATM and the other monitor. Every time you withdraw money, you have to queue up, and there is also a distant outlet in the development zone.

3. Which is stronger, Hubei Bank or Hankou Bank?

Look at the name, of course, Hubei Bank is strong, one is the name of the province, and the other is the name of a certain area in Wuhan. Almost every city in Hubei has Hubei Bank, and Hankou Bank has little popularity.

How about Hankou Bank?

If you are an ordinary teller, it is the bottom of the bank, and the contract will be officially signed on 2 1 1. Others are dispatched, the hardest, the most productive and the least productive. It's another thing to have resources at hand, and it's better to have relationships.