Who has the working experience of Luen Thai Metropolitan Insurance? How's it going?

The following is the experience of a girl who works in life insurance. It's a bit long, but the content is suitable for all insurance companies, including Luen Thai. I hope it will help you:

Sino-Life is an insurance company, whose full Chinese name is Sino-Life (Shanghai) Co., Ltd.; Specializing in life insurance business. The reason why I made this introduction at the beginning is that I hope that friends who have received text messages or phone calls from this company can read my articles carefully and refer to my experience before deciding whether to interview. And I can see my self-report in the search engine as soon as possible.

I worked in Sino Life Insurance Company for half a year.

Nowadays, insurance companies, especially unknown new companies, often apply for jobs by hiding their information when posting recruitment news online in order to attract business! Even if you send a text message and call for an interview, try not to say anything. When you are in a hurry, you will say that it is a financial company. The interviewer found out that it was an insurance company when he arrived at the interview site. By the way, maybe you will receive an interview notice from SL Asia Pacific Group. Please pay attention! This is still a life company, just another one.

I will review my half-year work in Life Life in the form of memoirs. But what I revealed is only a small part of the company. Because the company has a strict hierarchy, you don't know many things until you reach a certain level.

After I failed in the postgraduate entrance examination, I took the initiative to send my resume online. Before May Day, I received interview notices from several companies, one of which was sent by Sino Life. In order to confirm the accurate letter of the information source, I made several calls, but I couldn't get through or no one answered. Later, I thought it didn't matter if I had to go to Shanghai for an interview anyway, so I just wandered around. After May Day, I came to Shanghai from W City.

I came to Gao Teng Building, Fuzhou Road 188, and the interview hasn't started yet. Only a female employee of the company stood outside the first floor (it was later learned that it had something to do with the first floor). I went over and asked her what company this was. Her tone is not good, so she threw out a few words and said, look it up online. I will be a good Internet cafe. The excerpts of online companies are as follows:

Sino Life (China) Co., Ltd. Shanghai Branch is one of the largest companies with the strongest capital strength in China, with a registered capital of 2 billion yuan. It is the first batch of national financial investment companies established after China's accession to the WTO, with its headquarters in Shanghai, China. The head office has opened eight branches in Shanghai, Beijing, Nanjing, Hangzhou, Shenyang, Wuhan, Chengdu and Dalian. In the future, Sino-Life (China) Co., Ltd. Shanghai Branch will open about 8 branches every year, and basically complete the layout of the company in the main areas of China in three years.

Sino-Life (China) Co., Ltd. Shanghai Branch is facing a great opportunity for all-round development, and its birth coincides with the period of China's economic transformation and vigorous development. As an innovator under the new economic system, the company will adhere to the goal of building a high-quality professional financial company, adhere to the core enterprise concept of "jointly enhancing the value of life", adhere to the business policy of careful management and steady operation, and give full play to the advantages of international talents and capital. Give back to the society with the best products and services, enhance the value for customers, shareholders, employees and society, and let customers, shareholders, employees and society share the company's operating results.

Treatment: generous salary and benefits.

Welfare system: 1) Pension+medical insurance+other commercial insurance.

2) There are many domestic business trips, one or two overseas business trips and many overseas summits every year.

3) At the end of each year, we will have an honor dinner with the president and chairman of the company.

Training: 1) The company will provide 12 international advanced step-by-step training courses (such as DSS, ASDP, AMPC).

2) Training in closed resorts many times a year.

It says there is no mention of insurance! I am a careless person. In order to find a job quickly, I copied the main part of the company introduction to prepare for the interview. When I came to Gao Teng again, there was already a long queue! Fill out a form. Are basic self-information. Then I was arranged to interview a little girl older than me (later I learned that the company only needs post-80 s). Asked two or three questions and told me to go back and wait for news.

After dinner, I was informed that I would attend the training tomorrow night. It was really simple at that time, so I was happy to call everywhere. Then came the three-day training. On the first day, W, the company's senior regional manager, presided over the training. He began to talk about his pre-employment experience, boasting about how good the company was, how good the industry was, and how strict the team management was. Even banks are not as promising as insurance! On the second and third day of junior high school, the lecturers are managers every day! Every time I come up, I still talk about my experience before I joined the business, boasting about how good the company is, how good the industry is, and how strict the team management is. It's an honor to join this company. It's worth it! The last day was almost brainwashed, and the insurance industry was not excluded. Let's start with the company's insurance products. The fourth day is the exam and the second round of interview. On the fifth day, I will inform you to go to a branch to go through the entry formalities. This is the company's arrangement for a week.

You need to bring your personal life plan, eight registration photos and a life photo with life motto written on the back, as well as the registration fee for the agent qualification examination 140 yuan. Regarding this registration fee, the interviewer said that the second interview will be refunded, which is equivalent to the company's money. Don't be naive, even if you get 100, there will be no refund!

Before entering the company, people in the company will analyze the difference between the backstage and another position, vigorously publicize how good this position is, and then let you make a choice, which is actually sales!

The following is the relevant content:

2 Reply: [Turn] My miserable life in sinolife.

LIA (Sales) →LIC (Sales Supervisor) →ASM (Assistant Marketing Manager) → SM (Marketing Assistant) →SSM (Senior Marketing Manager) →ADM (Assistant Regional Manager).

3 months 3 months 6 ~1February 6 ~1February

Lia: 1。 Take the first three months of AQE as an example.

2.FPC five days (pre-job training)

3.PMOC (Personal Computer Program)

4. 1 ~ 3 months study management

Lic: 1。 It has 6 ~ 12 employees.

2. 1500 ~ 8000 yuan basic salary (see ability, fart! )

3.20% quarterly reward

4. 10% year-end bonus

Alas! At this point, I realized that I had hanged myself. Even though I knew that there was 60,000 yuan to complete when I went through the entry formalities, I was unable to complete it, but I still made up my mind to hit the south wall. In order to earn a high income of five figures per month. Now I understand how horrible pyramid schemes are. I will resolutely safeguard national policies and resolutely oppose illegal pyramid schemes in the future!

There are too many resumes posted online. I don't remember investing in this company or choosing any position. Anyway, the end result has become sales. Doing performance is to be familiar with the market and understand the company's operating model. After the achievement of 60,000 yuan is completed, you can go back to the position selected online, or the company will arrange it better for you.

The internship lasts for three months. Despite the bright future, many people gave up. There are less than five people in my group. That's why insurance companies are recruiting new people every week.

I will receive a three-day pre-job training on Monday after I finish my work. The content of the training is roughly the same as before the second interview. On the first day of chatting, first we introduce ourselves. I will call the boss "master", and the brothers and sisters who come first. The master will talk to the newcomer about her work experience, understanding of insurance and change of concept. Talk a little about the PC process (AMPC), which is the insurance theory. In fact, this content has been talked about in the training before the second interview; The next day, finish all the PCs that were not finished the day before; On the third day, talk about products, learn the calculation methods and steps of each product, and arrange homework to contact home before going home; On the fourth day, consolidate what you learned a few days ago, and then let you go home to talk about customers at the weekend. Learning every day is successful only when you are exhausted, that is to say, you can learn something. In fact, in retrospect, you didn't learn anything through chatting. Oh, no, I still learned a little, improved my math and was very sensitive to numbers. This is the content of week two. If it's normal, someone will report on Monday. If you slow down and have better conditions, the master will not give up on you. I'll call you and send you a text message in two or three days to find out your recent situation. If there are signs of giving up, I will call you and continue to encourage you! I won't give up on you until there is nothing you can do.

You are invited to come to the company 2 or 3 times a week. On Thursday, there will be a group morning meeting, and you will be asked to dress up and shout "OK, OK, very good, we are the best, o yes!" How passionate! The contents of the weekly morning meeting are as follows:

Review last month's individual and group achievements and commend them, and invite colleagues who reported last week to "share", that is, talk about how the insurance policy was negotiated. This method is another kind of encouragement to the newcomers under the stage.

I have been in the company for half a year, and the so-called 20% quarterly prize has never won once!

The internal culture of the company is mainly team culture. Every supervisor and manager is a team. It is forbidden for people in the team to contact each other. Even if you talk to colleagues in other teams for a while, your superiors will soon talk to you and tell you that each team has its own culture. Be careful not to reveal the "secret" of this team! In fact, the seemingly United team also has many disputes. For example, the master will press you not to be promoted, the master will partner with you to build a website without paying or paying less, your brothers and sisters will occupy people who belong to you in Ann, and they will be secretly made difficult by the master ... So, many people continue to want to work, but they have to leave for various reasons.

I can't finish my list. I didn't know any relatives or friends in Shanghai. Running around in parks, schools, kindergartens, hospitals and other places every day, I don't know how many times I hit the wall. My neighbors saw me so tired and objected to my doing this job several times. I was just about to argue about my job. If I had listened to her, I wouldn't be in such pain now! Regret! !

My parents decided to buy 60,000 yuan insurance for my work as soon as possible! In order to ensure that I don't have to do sales in the future, I also asked the master if I should continue to do sales after the task is completed. Master stressed that we are mainly in management, and we will definitely not run again in the future. The family remitted the money with relief. So I finished all my grades in one month. Just waiting to be promoted to supervisor in three months. Poor inheritance, parents' hard-earned money has been wasted by the so-called "masters"! The list submitted before the exam only got a commission, and after the exam, the basic salary was increased by more than 8 thousand, which really made me happy for several days! Daughter can finally make money! Although deducting 20% as a bonus for the company to promote employees in the future (still your own money! )。

But then the suffering came. As our company is an insurance company, it mainly sells insurance. If you don't report the bill next month, you won't get a penny next month. What basic salary 1500, the commission is not fixed at all! If there is a list, the basic salary 1500, and commission. The company doesn't include room and board, which means you have to pay for the car, meals and rent! To this end, there are not a few people in the company who have not paid their wages for three or four months. It is understandable that the newly bought mobile phone was stolen in the office.

In July, the master helped me find a cheap recruitment website. I'm surprised that we have to pay a deposit of 1200 yuan to invoice our customers after the exam, which is unreasonable. So far, I haven't seen anyone who needs me to invoice customers. Company recruitment is not the company's own recruitment, but the manager is looking for a website to do recruitment! The achievements made by newcomers in this way are their own. It's just that opening a website requires the consent of the superior. A good website, like 5 1jod, costs 1000 yuan a month. Of course, everyone will spare no effort to do a good job in the website, and the funds paid for recruiting more "good people" will come back soon or even double! In other words, someone who has submitted several resumes to Life Life to apply for different positions will be notified by several managers. When this happens, we will record which managers we have conflicts with when we call. So as to draw lots with those managers. On Monday, the company became a gambling world when it was confirmed to participate in pre-job training. Basically, cards are used to compare sizes or draw lots. Of course, in order to get "good people", some people even cheat!

We usually call for an interview on Friday afternoon (it needs to be done in the morning). Some people make too many phone calls on Thursdays, or even work overtime! New employees usually wear several hats: assistant manager, trainer, telephone specialist, etc. Some supervisors and managers don't have enough helpers, so they go into battle in person! The person who receives the notice will ask carefully what position to apply for and the nature of the work. These supervisors and managers pretend to be newcomers or the personnel department is responsible for calling the interviewer to find various reasons to ask the interviewer. I used to work at 65 Jiaotong Road, and the telephone line was not enough. Many people sacrificed their sleep time and went to the company's small room which occupied 32 1 at 4 o'clock in the morning. Later, people came to the company earlier and earlier, and then they simply didn't go home! This situation continued until the accountant moved to this room in September.

The traffic is very bad! The air conditioner in the office broke down in summer, and no one came to repair it. Although the air conditioner of 32 1 occasionally "rains" and drops some ice slag, it is better than nothing. The master arranged for a little girl from our group to come to the company at 7 o'clock every day to occupy this room. No wonder Sinotrans Branch is unwilling to change careers. Now my branch at No.65 Jiaotong Road has moved to the floor of Sinotrans Building 188, Fujian Middle Road.

No list, no income for a month. In order not to starve myself, I had to pay for my own website and find a part-time job at night. Keep refreshing the website every day, and always keep life in the first row! Copy the list on Thursday so that you can call on Friday. When copying a list, remember not to do it 80 years ago. The manager and supervisor of the company are about 82 or 83 years old, and they are too old to manage. So 8 1 year is a very old sister in the company. I don't want my hometown in a poor ravine.

Summarized as follows:

Look at the age;

Second, see if I am willing to engage in this business;

Third, family conditions;

Finally, look at academic qualifications.

Some people have no money, and it doesn't matter if their boyfriends have money. In short, he is like a snob of an old rich man.

The first interview made people sign up and the clothes met the requirements. If you wear a full suit with a resume, go to the big classroom to brainwash and then interview. Those who enter the "killing room" will be interviewed, asked about the financial situation at home, and tentatively asked if they would like to do field work. Some people strongly demand to do back office work, which will make the other party go home and wait for a reply. There are also very good people who enter the "killing room" and will be notified to participate in the training at 2 pm the next day.

I hate this and don't want to be such a person, so several times the master asked me to learn to interview people, and I found various reasons to refuse. Later, every time I went to help Qin, I was assigned the task of guiding the way on the first floor to prevent the interviewer from complaining and blocking the intersection, and I didn't even have a chance to go to the second floor.

I also became a master by making a website, and I feel that the task is arduous. According to the routine of the predecessors, after class, as usual, let the newcomers go home on weekends and euphemistically call their families customers. In essence, we hope that they can sign up to place an order next Monday and keep their basic salary. I'm confused. I certainly hope to be rich, but I don't want to make money by cheating on the pretext of being valued by my superiors and being promoted as soon as possible. So my two apprentices quickly signed up for the first order with the help of the master, and I was able to keep my basic salary for two months. Some newcomers pay the registration fee but don't take the exam. Let us refund the registration fee when they resign, and we will "black" the money on the grounds of giving it to the company! It was not until the newcomer reported the first order that it was really submitted to the company for registration. My conscience is full of anxiety. I try my best to be kind to my two apprentices, and I only hope that I can leave with peace of mind when I leave one day.

In the fifth month, I was promoted to supervisor with honor, but I felt that nothing would change, or even worse! Last month, the master asked me to find a friend to take the agent exam. I'm surprised. Didn't my agent get the exam? Why do you need others? I want to pay my friend the exam fee of 140 yuan. There is no need to expand the team! Later, the master saw that I couldn't find anyone and didn't care. Finally, he told me quietly that after being promoted to supervisor, the basic salary of 1500 can only be paid for three months. After three months, if I can't get a promotion, I won't get the money. Looking for the exam by yourself means that the newcomer resigned soon after taking the exam, so the money can be counted in his own name, with a basic salary 1500+ commission. Hearing this, I made up my mind to escape from this "bottomless pit" full of lies.

Now I will talk about the so-called generous salary and welfare benefits of the company.

Welfare system: 1) Pension+medical insurance+other commercial insurance. Since I joined the company, the company has not even reported the money for hanging needles to see a doctor. There are also people with someone.

A manager talked about this problem, and the manager smiled meaningfully.

2) There are many domestic business trips, one or two overseas business trips and many overseas summits every year. It's true. During my stay in the company, the company organized a tour to Thailand and other places, and even there will be a tour to Hong Kong in 5438+ 10 next year. However, only managers have the opportunity to travel abroad, and supervisors can only participate in domestic tours. Only newcomers with a performance of 68,888 yuan have the opportunity to go to Hong Kong.

3) At the end of each year, we will have an honor dinner with the president and chairman of the company. I heard that there is, just having a meal in a five-star hotel.