What does it mean to go through channels in finance?

Question 1: What does it mean to use channels? Channels are one of the most important assets of an enterprise, and they are also the most variable assets. It is the path that companies take when transferring products to consumers. This path includes the sales organizations, agents, dealers, retail stores, etc. established by the enterprise itself. For products, it does not increase the product itself, but increases the added value of the product through services; for enterprises, sales channels play the role of logistics, capital flow, information flow, and business flow, which is difficult for manufacturers to complete. task. Different industries, different products, different scales and stages of development of enterprises have different forms of sales channels. Most sales channels must go through these two links from dealers to retail stores. In order to meet the needs of retail stores and to maximize their own profits, few dealers only represent one product, but have their own product portfolio.

Question 2: What does channel mean? Hello, channels (channels in English) usually refer to water channels and ditches, which are channels for water flow. But now it has been introduced into the commercial field, and its full name is distribution channel (place), which by extension means the sales route of goods, which is the circulation route of goods. It refers to the way that the manufacturer's goods lead to a certain social network or agents and are sold to different regions. , to achieve the purpose of sales. Therefore, channels are also called networks. Channels are divided into long channels and short channels according to length; wide channels and narrow channels are divided into width. Hope this helps.

Question 3: What channels are available for financial management? There are many channels, such as Internet financial management, bank financial management, etc. Compare and compare, don't choose randomly.

Question 4: Is it a scam for banks to use channels for internal recruitment? Yes ~ Don’t believe this ~ Recruitment is still very open now

Question 5: What does Huihui’s channel user login mean? That is to say, don’t even think about sneaking in for sightseeing, you must register

Question 6: What does Jiufu Financial Management mean by lending money? Loaning means that the money has been given to investors, which means that the money you invested has started Interest starts to be calculated on the loan date. If you want to invest, you can choose the p2l financial management method, which has lower risks.

Question 7: I applied for an ICBC credit card and asked someone else to apply for it. ICBC sent a message saying that it was not approved, but he said that I had to go through channels and it was approved and that I had to go for an interview. Who should I trust? Of course I trust the bank

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Question 8: My friend was defrauded of more than 3 million by a foreign financial institution. I would like to ask what legal channels can be used to get it back? Thanks for the advice! ! ! Hire a lawyer

Question 9: Feasibility analysis of Tencent Financial Strategy. How will Tencent Financial Strategy develop?

Internet finance essentially uses the Internet to exchange information, quickly and transparently construct information to reduce information asymmetry, lower the threshold and cost of traditional financial services, and at the same time improve the risk control of traditional finance. Meet certain requirements in order to connect with traditional financial products on channels. Finance is mainly about financing and improving the efficiency of fund circulation and use. The same is true for Internet finance. Its purpose is to satisfy the vulnerable customers that traditional finance is unable or unwilling to serve, and to realize the platform and financing parties through an order of magnitude growth. The *** wins.

Tencent Financial Management and WeChat Pay start from the "deposit" end of Internet finance's "deposit, loan, and remittance" and use Tenpay's third-party payment infrastructure to meet payment needs. convenience needs. For Tencent, this is the best strategic entry point, because compared with Alibaba, if we start from the "loan" asset side, it will be difficult to gain an advantage because of Tencent's e-commerce data accumulation and platform credit environment are not enough to support the demand for e-commerce small loans.

Therefore, just like Baidu chose to use Baifa Financial Management to detonate market stickiness, Tencent's strategic focus is also similar. It uses its biggest advantage-the stickiness of Internet social groups to quickly promote online financial management and provide Quick purchase and cash withdrawal services, in the process of Internetization of money market funds, when the market is not yet completely saturated, Tencent's social advantages can be used as early as possible to capture more customer groups and achieve geometric growth in scale.

You must know that the competition logic in the Internet field is the law of oligopoly. The first one to eat crabs often occupies more than 50% of the market, the second one often occupies about 20%, the third one often only 10%, and the rest Companies come to share the few 20%.

Tencent Financial Strategy has finally caught up with the last train in the online financial management market, achieved good market results, and fired the first shot, but it still needs to do more work in other subdivisions. , such as e-commerce small loans, p2p, financial service platforms and more Internet financial application scenarios. Personally, I believe that Tencent’s financial strategy does not necessarily need to copy Alibaba’s “deposit, loan, and foreign exchange” model. Instead, it should draw on this foundation and use its own advantageous resources to realize the “financialization” of Internet traffic.

The first step is to integrate the financial resources within Tencent Group, including the underlying payment structure, product cooperation with traditional financial departments, and financial docking with other products within the group. At this step, I believe that Tencent Group has done a lot of work during the dormant period of 2013.

The second step is to get a head start, and you need to find a Tencent-style financial product that can detonate market hot spots. From the current point of view. WeChat Pay-based Wealth Management and subsequent online financial products are good choices. WeChat-based financial products are the starting point for Tencent Financial’s strategy.

The third step is not to be blind and complete, but to be precise and meticulous. Among the current Internet financial BATs, Alibaba is the most complete financial model, covering financial services from the loan end to the deposit end, and has good service docking with traditional financial institutions, and even controls traditional funds to achieve channel control. mastery. Tencent Finance should make selective attempts based on its own advantages. This is a bottom-up strategic breakthrough method. First, concentrate superior forces to break through a few core advantageous products, and then consider the globalization and strategicization of the products.

Financial layout, choices

When talking about the layout of Internet finance, we have to talk about the currently popular Internet financial models and the points that can be combined with Tencent Finance. Strategy belongs to strategy. From the perspective of implementation, it is still necessary to establish an Internet financial operation model that is relatively acceptable in the market. To a certain extent, Internet finance is also an industry with certain resource scarcity, such as models, markets, user experience and products. Because most of the current Internet financial products are through channels and connected with traditional finance, or with other existing industries to change the Internet thinking.

In addition to e-commerce finance (small loans, payments, financial management), there are also p2p online loans, crowdfunding, Internet financial service platforms, data credit services, and Internet currency, etc. For Tencent, which has a full range of Internet services such as e-commerce, social networking, website media, games, security, and search, it has various cross-cutting, complex, and highly cohesive user experience needs, and how to graft them into financial services is the key. Judging from the resources Tencent has at its disposal, the most appropriate model is to expand financial services... >>

Question 10: WeChat red envelope transfer shows abnormal user status. How to unfreeze it? If it can be unblocked by yourself To unfreeze, just follow the prompts and enter the required information. If the appeal is successful, just wait for processing. If the blocking restriction cannot be solved by self-help or there is no response, you need to go through channels to handle it. Different causes and types are treated in different ways, and most cases can be restored to normal.