What conditions does Xinghua need to open an ABC credit card?

Credit card processing method: 1. I go to bank outlets with information, which generally requires me to have relatively strong capital, otherwise I will be looked down upon. Second, find a bank salesman and let him come to the door or handle it at the booth where the salesman sets up a stall (free of charge). Third, apply on the bank's website (online application). At present, most banks have basically opened online applications (especially Bank of Communications, the speed of online applications is high or low). You can try your luck and go to the counter to activate after getting off the card (Agricultural Bank of China applies online, even if the card is approved, the national unified online application price, 500 yuan, you should be mentally prepared).

In view of your situation, we suggest taking the second and third methods, but don't try the first one. The bank is very poor, with no house books, no car books and no large deposits. Even if they have proof of income, they will look down on you and generally will not fill out forms, especially the first credit card. If you don't have a large deposit, or the house is the car, or the unit is a state-owned enterprise or a civil servant, it is best not to provoke the four major banks.

Application material

1. Identification document:

If you are a domestic resident, you need to provide a copy of your resident ID card or temporary resident ID card (both sides, within the validity period) or a copy of your military officer's card; The application for one-card payment function only accepts the copy of resident ID card or temporary resident ID card for the time being.

If you are a foreigner, you need to provide:

1 valid passport;

(2) a copy of the foreigner's residence permit or a copy of the foreigner's permanent residence permit attached to the valid passport visa page;

Hong Kong, Macao and Taiwan personnel, need to provide "Hong Kong and Macao residents to and from the mainland pass" or "Hong Kong and Macao compatriots home visit permit" or "mainland travel permit for taiwan residents" copy.

2. Financial documents: (You can choose any of the following)

Official payroll or income certificate issued by government agencies and enterprises in the last three months (company seal or department seal is required);

Copy of passbook/bill of bank payroll (showing the wage entry information of the last three months);

Copy of personal income tax payment certificate for the last three months;

Copy of social insurance withholding certificate;

Copy of proof of own property;

Copy of bank time deposit slip/passbook;

Copies of purchase vouchers of funds, treasury bonds and corporate bonds (showing the name of the purchaser, account number and account balance);

Copy of membership card, including: golf membership card, VIP card of China Mobile and China Unicom, Air China bosom friend platinum card, gold card and silver card, China Southern Pearl gold and silver card, China Eastern Miles Club gold and silver card (name and card expiration date are required), etc.