What materials do I need to submit to apply for a business guarantee loan in Guangzong County, Xingtai City?

First, the scope and object of personal loans

Registered unemployed people in cities and towns, retired soldiers in cities and towns with valid certificates for military discharge from active service, college graduates, rural laborers who have started businesses in cities, farmers who have completely lost their land and farmers who have changed their households locally;

Personal application for discount loan information

To apply for a business guarantee loan, the following information shall be provided:

A written application in duplicate;

The examination and approval form for micro-loan application in duplicate;

Original and photocopy of business license, ID card and household registration book in duplicate;

Credit report;

The original and photocopy of the marriage certificate of both parties are in duplicate.

In line with the scope of individual small discount loans each does not exceed 200,000 yuan, and the benchmark interest rate of the People's Bank of China rises by 2.5 percentage points when the discount is a loan. The longest discount period shall not exceed three years.

Second, enterprises apply for discount loans:

Identification of labor-intensive small enterprises

identification condition

Labor-intensive small enterprises refer to other small enterprises except construction, entertainment, real estate sales, land use right transfer, advertising, housing agency and pawn. In that year, the newly recruited employees with employment and unemployment registration certificates reached 30% of the total number of employees in the enterprise and signed labor contracts with them 1 year or more, with perfect employment procedures and complete social insurance.

Submit:

Confirm the original and photocopy of the certificate;

Original and photocopy of business license;

Original and photocopy of tax registration certificate;

The original and photocopy of the employment and unemployment registration certificate of the newly added personnel;

The labor contract signed by the newly-added personnel and the enterprise;

List of employment records;

Original and photocopy of social insurance payment voucher;

Original and photocopy of enterprise wage payment voucher;

Staff roster;

Other materials required by the human resources and social security department and the financial department.

Identification program:

Enterprises apply to public employment service agencies, which are audited by public employment service agencies and audited by financial departments. Small enterprises that meet the loan discount conditions will issue the Certificate of Absorption of Laid-off Workers by Labor-intensive Small Enterprises.

Submit:

In addition to providing the required materials according to the requirements of the bank, provide the confirmation letter to the handling bank.

Eligible labor-intensive small enterprises can apply for a discount loan of up to 2 million yuan. Eligible labor-intensive small enterprise loans will be subsidized by the financial department at 50% of the benchmark interest rate of the People's Bank of China at the time of the loan, and the discount funds will be borne by the central and local governments in half, and the maximum discount period will not exceed 2 years.

Contact: Liu

Tel: 3758 1 10