Will private banks that keep "absorbing deposits with high interest rates" suffer serious operating losses, and are their deposits safe?

Is it safe to deposit in private banks with high interest rates? Yesterday, Dangdang's dog blood drama made friends circle sit up and take notice. The couple divorced and broke up with each other. However, I don't want to talk about their scandal. Let's talk about bank deposits that everyone cares about first.

? Most depositors keep their hard-earned money in the bank. Although the deposit interest rate is not high now, the people value bank deposits most. Causing operating losses, which in turn led to bank failures and bankruptcies? After all,? The losses of private banks are mainly in the initial stage of opening, and then gradually turn from losses to profits. Although the interest rate of private banks to absorb deposits from depositors is much higher than that of state-owned banks, those private banks whose deposit interest rate is significantly higher than that of state-owned banks will cause operating losses because of "high interest rate", but is our money still safe there?

Many depositors will have such questions: the interest rate of private banks to absorb deposits is much higher than that of state-owned banks, will it lead to the imbalance of bank income and expenditure, resulting in operating losses, and then lead to bank closure and bankruptcy? After all,? The losses of private banks are mainly in the initial stage of opening, and then gradually turn from losses to profits. Although the interest rate of private banks to absorb deposits to depositors is much higher than that of state-owned banks, the most important thing for depositors to deposit their money in banks is safety. These depositors' concerns are not unreasonable. In the newly established private banks in recent years, there are indeed operating losses!

? The losses of private banks are mainly in the initial stage of opening, and then gradually turn from losses to profits. Although the interest rate of private banks to absorb deposits to depositors is much higher than that of state-owned banks, banks are not selfless charities operating at a loss, and the high-interest wool for depositors will eventually come from pigs (loan companies)!