Du Xiaoman’s anti-fraud experts will give you some advice. What should college students do if they encounter online bill fraud?

“Regular platform, sincerely invite you to make orders, settle by items, easy to get started.” When browsing the web or mobile phone, are these small online advertisements overwhelming? Have you ever been tempted to work part-time to earn pocket money by brushing off orders? Brother Xiaoman will tell students and friends today about online bill fraud and give you some tips.

Where did the brushing scam come from?

Years ago, in order to attract customers' attention, improve the store's reputation and impact sales indicators, an online store on a certain website adopted a large-scale "order brushing

method. Sellers hire "brush customers" to act as customers and make fake purchases to complete product sales and credit data, and they can also write positive shopping reviews. Merchants who spend money can stay at the top of the search rankings on e-commerce platforms, and the good reviews they get can even gain potential purchases.

The bad thing is that some black industry operators are eyeing this area. They use high returns as bait and learn from the real workflow of order fraud to commit fraud. After the "brush customers" take the bait, they will require the "brush customers" to pay multiple times on the grounds of system failure, network delay, etc., thus committing online fraud.

Why do scammers like to target college students?

In fact, it is not only targeted at school students who are not familiar with the world, but also young people with low education and low wages and unemployed people who have no jobs and are idle at home.

What are the tricks of the brushing scam?

The basic routine has four steps:

In the first step, the scammer will use the guise of practicing the business process of brushing orders to let the "brush customer" purchase goods worth about 100 yuan. After the transaction is completed, The scammer immediately refunds the purchase principal and commission. Then repeat the operation to enhance mutual trust.

In the second step, after the scammer has gained the trust of the "brush customer", he will ask the "brush customer" to continue online shopping, and the unit price of the goods purchased online will become higher and higher, and the commission will naturally increase. At this time, the scammer will not be so willing to cash out the principal and commission, but will require the completion of consecutive tasks before a one-time return.

The third step, after the "brush customer" completes the continuous task, the scammers use various system failures, transfer delays, account freezes, etc. as excuses to guide the "brush customer" to transfer the same amount of money to the fraudulent account. The amount activates the account. This kind of routine allows "brush customers" to be defrauded of more and more money, and it is not until they are "blacklisted" by scammers that they realize they have been deceived.

There are also four variants:

First, job seekers are required to pay entry fees or threshold fees, confidentiality fees, deposits, material fees, membership fees and other miscellaneous fees. There may be money paid to play and disappear.

Second, defraud the recharge card number and password. Scammers sometimes ask "brush customers" to buy recharge cards to "fake orders part-time". After purchasing the recharge cards, the "brush customers" ask for a refund. On the pretext of verification, they ask for a screenshot of the card number and password of the recharge card, and take the opportunity to transfer the money. Walk.

Third, falsely claiming that the system is stuck. He falsely claimed that he had not received payment for the "purchased goods" and asked the "brush customer" to re-operate and make a second payment.

Fourth, induce “brush customers” to purchase virtual items on their behalf. Such as phone recharge cards, game point cards and other virtual items, and promises to redeem the principal and virtual item rebates. Once purchased, it cannot be returned or the transaction cancelled.

It can be said that part-time online recruitment fraud is 100% a scam. There is no such thing as fraud in this world, it just allows scammers to take advantage of the loopholes and package it into a tool to defraud money. No matter where you search for "scamming", 100% of the recruitment content found is posted by scammers. Because personal brushing has been restricted by Taobao, it only exists in a form, that is, merchants brush each other in small quantities.

Besides, students who understand the law should know that "online fraud" is illegal. The newly revised "Anti-Unfair Competition Law" clarifies the specific content of false propaganda in terms of the current law, that is, "operators shall not falsify the sales status and user reviews of their products, or publish misleading false propaganda content"; “If the circumstances are serious, a fine of not less than one million yuan but not more than two million yuan may be imposed, and the business license may be revoked.”

If you really can’t resist the temptation, you can talk to the scammers about legal knowledge first, and maybe they won’t dare to “hire” you.

Finally, I would like to remind all college students: when looking for part-time jobs online, pay attention to the security of personal information, do not easily disclose your payment account number, bank card, ID card, mobile phone number and other related information, and protect your property. Safety.

If you are accidentally cheated, call the police immediately and collect evidence, such as chat records, transaction records, contact information and other information.