Bank recruitment: economic and financial category

Guangzhou Bank of Communications

I was very nervous when writing the written test of Guangzhou Bank of Communications. I thought there would be many professional problems.

1, the relationship between traditional culture and professional ethics

2, your personal career planning, your personal advantages.

Afternoon interview

There are about eight people in a group. After entering the room, there are about six examiners, with the examiner in the middle. The questions you ask about 1-2 are very casual.

Then we'll wait for the notice.

It's much easier than Guangzhou CITIC Bank.

At that time, CITIC had civil service questions, financial accounting questions and composition questions.

China bank written test

To sum up, money banks account for a large proportion of the topics. International finance has taken two or three exams on exchange rates and futures, and commercial bank management has also taken some exams. The computer network has a relatively simple topic, and the legal aspects mainly include labor law and tax law. In addition, marketing, management, accounting and current affairs politics are all involved.

Comprehensive partial multiple choice questions

1. Which of the following interbank lending rates is currently recognized and accepted (LIBOR)?

What is the first commercial bank in the world? (Bank of England)

3. What is the capital adequacy ratio (8%) stipulated in the Basel Accord?

4. What is the business purpose of commercial banks? (profit)

5. What is the name of the dollar-denominated bonds (European market bonds) issued by Japan?

6. Interest rate swap conditions (same currency, same term and different interest rate calculation methods)

7. On the operation of short selling stock index futures.

8. Which of the following options is most suitable as a repurchase agreement (national debt, stock, etc.)? )?

9. Which of the following bills needs to be accepted (time draft)?

10. What kind of investment does securities investment belong to (direct investment, indirect investment, etc.)?

1 1. The collapse time of the Bretton Woods system (early 1970s)

12. functions of money of the central bank and commercial banks (the central bank provides the original currency and the commercial banks make the derivative currency).

13. The biggest feature of Keynes's money demand theory is that it emphasizes the role of interest rates.

14. What does the Phillips curve describe? (the relationship between inflation and unemployment rate)

15. What does the Lorenz curve describe? (Fairness of income distribution) I'm not sure if this is a problem.

16. What is the main purpose of issuing national debt? (Raise construction funds)

17. The core link of marketing is (exchange)

18. What is the theoretical basis of relationship marketing?

19. Why is Taylor honored as (the father of scientific management)?

20. After the introduction of incentive bonus system in domestic enterprises, incentive bonus has now become a part of salary and lost its original incentive function. What does this mean? (Incentive effect plays a different role in each country, so how to prevent incentive bonus from becoming a part of salary is something managers need to pay attention to and improve, forget it) 54yjs.cn

2 1. If the average production cost of an enterprise reaches the minimum, then the enterprise (maximum profit, zero excess profit, marginal cost equal to the average cost or whatever).

22. The labor law limits overtime hours (no more than 36 hours per month).

23. If the enterprise arranges employees to go to work on weekends without taking vacations, how many times should they be paid (twice)?

24. Which of the following options is exempt from business tax (hospitals provide medical services, post offices sell stamps, and mobile companies sell prepaid cards, but I forgot one option)?

25. Under which of the following circumstances is personal income tax (insurance claims) exempted?

26. Attribute of enterprise value-added tax (A. central tax B. local tax C.*** central government D. * * local government mainly enjoying tax)

28.A and B are two consecutive accounting years, and A and B are two different accounting methods. Which conforms to the principle of accounting consistency?

29. What are the exchange rate risks (operational risk, market risk, economic risk and accounting risk) encountered in the process of merger of financial reports of subsidiaries of multinational enterprises with their parent companies?

30. Operations that affect cash flow

3 1. Which of the following software is usually used to send and receive e-mail (Outlook Express)? Sweat! )

32. The function of BBS does not include which of the following options (file transfer, information release, hot list, etc.). ).

What is the 33.TCP/IP Agreement based on? (That's probably what it means. . )

34. What was the first online bank in the world? (SFNB, USA)

What was the main topic of the G8 Summit in June 2007 (global warming)?

36. How much does China plan to reduce energy consumption per unit of GDP during the 11th Five-Year Plan period? (20%)

37. At present, the unemployment situation in China is mainly structural unemployment.

If the demand elasticity of a commodity is greater than 1, the commodity is (luxury).

What is the lowest level of Maslow's hierarchy of needs theory (physiological needs)

What is the fundamental starting point and foothold of building a harmonious society (people-oriented)

4 1 An investment company promises a rate of return of not less than 30% to its customers, which is (false statement).

42 A country imports 65438+ ten thousand cars from B country, which belongs to bbs.54yjs

1what is the reserve ratio after the central bank raised the deposit reserve ratio on October 26th (1 13.5%)?

Where is the foreign exchange trading center in China (Shanghai)?

Which of the following situations does not belong to the scope of work-related injuries (traffic accidents on the way to work, accidents on business trips, being robbed by gangsters on the Internet after work, etc.). )?

The conditions for establishing a joint-stock company are (more than half of the promoters have fixed real estate in China).

What does 47 LAN mean (local area network)

The Internet was first born in (1969 America).

Which of the following indicators reflects the operation of all assets (turnover rate of all assets)

What if 50 should be included in the income expenditure and wrongly included in the liability expenditure ()

5 1 The litigation period of international cargo contract disputes is: (A year, B two years, C three years, D four years)

Multiple choice questions (where two or more options are correct, multiple choice, missing choice and wrong choice are not scored) zd.54yjs 。

1. What are the liabilities of commercial banks?

2. What are the core assets of commercial banks?

3. A question about the function of firewall

4. Provisions of Labor Law on Internship Period

5. What is the guiding ideology of the Party established at the 17th National Congress?

6. The dominant performance of public ownership economy

7. What are the systemic risks of banks?

8. What are the quasi-currencies?

9.4R What does the marketing theory include (relationship, austerity, relevance and reward)?

10 Fiscal redistribution includes (forget option)

What does 1 1 CAMEL include (profitability, liquidity, security, banking facilities. It seems that you can't choose banking facilities)

12 what are the characteristics of China's tax revenue (fixed, free and compulsory, I forgot)?

Money banking business:

Capital adequacy ratio (not less than 8%)

Composition of core capital (paid-in capital, capital reserve, surplus reserve and undistributed profit)

london inter bank offered rate

How to short stock index options?

The central bank provides the base money, and commercial banks create money.

What does the People's Bank of China rely on (formulating monetary policy and financial supervision) to realize the functions of the central bank?

What are the quasi-currencies ()

re-purchase agreement

The role of banks in interbank lending (managing positions)

What kind of bills must be accepted? Options: sight draft, forward draft, sight promissory note and forward promissory note.

The basis of bond price determination

When did the Bretton Woods system disintegrate?

Securities investment and loan capital export belong to (direct investment, indirect investment in .................).

Interest rate swap (same currency, same term, different interest rate calculation methods)

What risks can't a portfolio avoid (the general idea is to distinguish between systematic risks and unsystematic risks)

Tax law:

Personal income tax relief, which can be exempted from personal income tax?

Direct and indirect taxes

Ownership of VAT

The nature of taxation (compulsory, etc.). )

Characteristics of 54yjs.cn's new tax law (multiple choices)

Labor law:

What is a work-related injury?

Calculation of overtime pay

Provisions on probation period in 54yjs.cn

Economic law:

Conditions for the establishment of a joint stock limited company (number of promoters, minimum capital requirements, and more than half of the promoters have domicile in China).

Responsibility of a sole proprietorship enterprise (limited to personal assets)

Arbitration execution period (1 year, 2 years, 3 years, 5 years)

A securities company promises an annual income of 30%, which belongs to (fraud, false promise ...) single choice.

Management and marketing:

"4R" marketing in marketing refers to which 4R?

Relationship marketing is based on () theory.

Taylor is the father of modern management.

Minimum human needs

The most important thing in marketing is ()

What should I do if the incentive bonus gradually becomes a fixed bonus?

Microeconomics:

When the average cost is the lowest (marginal cost is equal to the average cost)

The marginal cost is higher than the average cost. What will be the average cost?

The income elasticity of demand is greater than 1, which belongs to (luxury goods).

Different seats in the gym charge different fees. What kind of price discrimination does it belong to?

Lorenz curve

Phillips curve

The financial allocation does not include

Fiscal redistribution includes (taxes, transfer payments to ..............).

Accounting:

() If expenditure is wrongly counted as capital expenditure, what impact will it have (affecting assets and income)?

Accounting consistency standard

What indicators reflect the efficiency of asset use (total asset turnover rate)

Know the rate of return on capital and profit, and seek capital.

Seeking financial leverage

Formulas of inventory turnover rate and inventory turnover times

Given the regular initial inventory, ending liabilities, current ratio, quick freezing ratio, inventory turnover rate and cost of goods sold, exchange rate changes will cause () risks.

Which will cause cash flow?

International trade:

It is (national quota) to restrict the import of a certain commodity from a certain country.

Fact:

Contents of the G-8 meeting

17 puts forward the content of energy saving.

165438+1October 26th, the central bank raised the reserve ratio, and the reserve ratio reached ().

First bank

The first online bank

The Internet was invented by China in ().

Functions that bbs doesn't have.

TCP/IP protocol

CA protocol

LAN means (local area network)

E-mail system (outlook)

Functional nature of firewall

Where is the foreign exchange trading center in China?

What ideologies does the Party include (Mao Zedong Thought, Deng Xiaoping Theory, Theory of Three Represents, etc.)? )?

To build a harmonious society, in any case, I choose happy people as the foundation.

The main body of public ownership is embodied in (multiple choices) 4y.

The topic of interview+written test of China Merchants Bank

What position do you hope to achieve in five years?

I hope to be a real estate expert.

2) Don't you want to be the boss?

A: The only thing I dared to sell when I was a student was knowledge.

3) Can I drink? How about a bottle of Erguotou?

A: No, it depends on the future potential.

4) If you are given enough funds, how can you buy a piece of land in Beijing and work alone?

A: Market research first, participate in the auction.

5) What do you think of ecological architecture?

A: The concept of ecological architecture is too broad, but it is always.

The written test is divided into two parts, two and a half hours. Basic knowledge is similar to that of civil servants, but professional content is added. Please note,

It also includes subjective questions; The professional part depends on different situations. We are marketing, a case study. together

The topic can be selected, discussion on macroeconomic policy.

The first part starts with IQ, five simple memories,

Special numbers in 1, 3, 5, 7, 1, 13, 15 and 17.

A bacterium can divide (split in two) and fill a bottle in 60 minutes. How long does it take for two people?

How to arrange 30 soldiers in 6 rows with 6 people in each row?

Horse racing, lap a 1 minute, b two minutes, c three minutes, how long will it take to gather at the starting line?

Then analogical reasoning.

Hot and cold, deer guns and so on. I am a freshman.

Logical problem

Just like civil servants, it is "reasoning", "strengthening" and "weakening"

There are many contents in political economics.

There are also financial aspects, such as the three major international stock exchanges and the Group of Seven.

Economics: Kyrgyzstan's commodities, long-term equilibrium of national economy, macro-control, etc.

Literature: a modern writer famous for his poems?

History: This year is the anniversary of the victory of the Long March and the founding of the army, the birthday of Sun Yat-sen, etc.

Current affairs and politics: the mascot of the 2008 Olympic Games, the eight planets, the Middle East war, etc.

Memorabilia of China Merchants Bank: Customer service phone number, how many hundred million shares of a stock were issued in Hong Kong in a certain year, and the nickname of a card.

Then simply answer the subjective questions.

Economics explains that "there is no such thing as a free lunch"

Opportunity cost

The meaning and concept of a harmonious society (-_-||b)

Data analysis:

Chart of China's import and export volume in 2006 10.

Case study:

Three mice piled up with each other to steal oil and fell off the oil bottle.

A said it was because B was shaking.

B said it was because C was shivering.

C said there was a cat meowing at the door.

ABC says all the problems are with cats! !

The company's sales, finance and purchasing departments blamed the decline in profits on the mine explosion in a certain country. ...

How to deal with bbs.54yjs.cn in combination with the actual post?

the second part

Case:

A KFC employee resigned and went home to start a business, creating a "pay-as-you-go" model without pricing, which failed two years later.

The second is discussion. If you want to write an article, it is wrong, vague and empty. Less than 800 words will affect your grades.

I only saw one question-raising interest rates.

These materials are mainly about the impact of interest rate hikes on different investors, such as the elderly, investors, money-holding property buyers and foreign investors who tend to invest steadily.

Deng Ji.

Problems include the objectives of macro-policies.

The essence of raising interest rates

Influence on life planning

How to plan your life, etc.

..... The latter one is also related to macro policies.

The main problems facing China's economy and so on. ...