What is the difference between banks, joint-stock banks and city commercial banks?

The 2018 spring bank campus recruitment is in progress. If you want to work in a bank, you must first understand the differences between banks. The following will explain these differences in terms of recruitment conditions, written test difficulty and salary.

1. Differences in recruitment conditions

(1) English level: We can see from campus recruitment in previous years that bank recruitment will have certain requirements in terms of English level. Among the five major banks, except for the Agricultural Bank of China, all applicants need to have English level 4. The joint-stock banks China Minsheng Bank, Ping An Bank, and China Merchants Bank will also have English level 4 requirements, and require an English score of 430. above.

(2) Place of student origin: In addition to the English level requirements we know, the five major banks will generally restrict the place of origin of students. If you apply for the exam from the place of origin, the chance of winning will be greater. Joint-stock banks have strict requirements on the source of students. The location requirements are not that strict, so it is entirely possible to go to the city of your choice or stay in the city where the university is located.

(3) Professional requirements: The five major banks will have certain restrictions on majors in recruitment, but joint-stock banks have no restrictions on majors. Therefore, compared with the five major banks, the online application for joint-stock banks is relatively Easy.

2. Comparison of written test difficulty

The written test of joint-stock banks is moderately difficult and short, with some taking 2 hours and some taking 1 hour. The overall difficulty is simpler than that of the five major banks. The number of questions is much smaller than that of the five major banks. The difficulty of the questions will also be simpler. However, there are also some joint-stock banks such as China CITIC Bank that involved more securities practitioners in the examination last year. The knowledge points caught many students off guard. So everyone must not take it lightly, because the pressure of competition is also great.

3. Salary

Salary is generally an issue that everyone is more concerned about. The treatment in banks is better than that in ordinary companies. Salary mainly includes basic salary, subsidies, bonuses, etc. Generally speaking, the salaries of joint-stock banks will be higher because they have different salary systems from the five major banks, which mainly depend on performance and ability. But every gain must come with a loss. Overall, the pressure on joint-stock banks is greater than that of the five major banks. ?

4. Exam preparation guidance?

Joint-stock banks such as China Minsheng Bank and China Everbright Bank test relatively fixed things during the written examination, including the amount and type of questions. are relatively fixed. However, the written examination conditions of some joint-stock banks are not very fixed, such as China Merchants Bank, Ping An Bank, Hua Xia Bank, Shanghai Pudong Development Bank, etc. The Hua Xia Bank written examination is organized by each city, including business tests and professional knowledge, each accounting for half, but some In each year, only the business test is taken; for example, Ping An Bank sometimes tests the business test and majors, and sometimes tests the business test and English, so there will be certain variables, but as long as everyone masters the business test, English and comprehensively responds to each bank, there will be no problem. .