Is the development prospect of the risk control specialist good? Is the risk control specialist responsible for collection?

The risk control specialist is not necessarily responsible for collection, and collection is only a link of risk control. Risk control includes three parts: before lending, during lending and after lending. Therefore, the position of risk control specialist is usually responsible for data audit before lending, data management and statistics during lending, and repayment reminder after lending. Few positions are dedicated to collection, and the job of the risk control specialist is often customer service.

At present, the risk control system of loan products is relatively perfect, eliminating the step of manually identifying risks. The treatment of risk control experts depends on your business redemption ability. The specific work includes telephone collection and door-to-door collection, but it is not completely covered. Failure to reach the goal will not be reversed, but the performance bonus will be reduced. I don't know how many days off a month. It's like five days off, two days off. If you are a risk control practitioner, you can come to the Red Road Risk Control Exchange to study. They are all in this line of work, which will help you a little. I once worked as a risk control specialist in Ping An, and I must admit that this is a very hard and stressful job, because the risk control specialist is fighting against human nature. As the old saying goes, a leopard cannot change his spots, and the main job of the risk control Commissioner is to call overdue and change the ugliest and darkest part of human nature. You can imagine how difficult it is.

In addition, big companies like Ping An have strict rules for their employees. When collecting accounts, you are not allowed to say anything drastic to customers on the phone. Even if the customer greets your family on the phone, you should bear it and don't quarrel with the customer, because then you won't be in arrears and your work won't be in vain. Of course, there is no overtime pay for overtime work.

When it is seriously overdue, the overdue customers have not been dealt with properly, and more and more customers are overdue every day, which is called a sour and refreshing. However, everything has two sides. Safety treatment should be the best in this industry. The basic guarantee is complete, and there is a year-end bonus. However, the year-end award should also be linked to your indicators. The indicators are not good, and there are many year-end awards. We should have taken two days off, but it is basically impossible and there are few legal holidays. Customers deduct money every day, even if they have a rest, they should go home and call their customers. As a girl, it is very hard.