Love Life invited me to an interview. How's it going? Do you know anything?

Aisheng, a newly established insurance company in recent two years, recently launched a critical illness insurance for children-Happy Baby, which can compete with Fosun and Mommy Baby.

I. Basic information about Ai Life Insurance The full name of Ai Life Insurance is Ai Life Insurance Co., Ltd., which was established in Shijingshan District, Beijing in 20 17 with a registered capital of 1700 million.

scope of business

1, general insurance, including life insurance and annuity insurance; Health insurance; Accident insurance; Dividend insurance; Universal insurance;

2. Reinsurance business of the above business;

3. Insurance fund utilization business permitted by national laws and regulations;

4. Other businesses approved by China CIRC.

operating space

Beijing, Tianjin, Hebei (Shijiazhuang)

2. Among the shareholders of Ai Life Insurance, Shenzhen Tongxin Investment Fund Co., Ltd., Shenzhen Zhongzhou Land Co., Ltd., Shenzhen Xinlitai Pharmaceutical Co., Ltd. and Meida Group Co., Ltd. rank in the top four.

The registered capital of these companies is as high as 2.9 billion, and the lowest is more than 50 million. The economic vision behind them is still relatively strong.

(Source: Love Life official website)

3. Love life insurance business income The income of insurance business can directly reflect the product sales of this company. Only when the income of insurance business is high can we see the popularity of this insurance.

In 20 18, the premium income of Ai Life Insurance Company was 303,462 yuan,10,000 yuan, which was nearly 6 times higher than that in 17, and the overall income situation was not bad.

(Source: Love Life official website)

Among the top five insurance products, Ai Xin Red Dividend Pension Insurance ranks first.

(Source: Love Life official website)

Four. Solvency of love life

The solvency data of 20 18 released by Aisheng this year and the comparison data with 20 17 are shown in the following figure respectively.

(Source: Love Life official website)

At the end of 20 18, the actual capital announced by Aisheng was about 65.438+0.244 billion yuan, the minimum capital was about 65.438+0.03 billion yuan, and the excess of core and comprehensive solvency was about 65.438+0.4/kloc-0.08 billion yuan. The solvency adequacy ratio is 1, 202.68%, and the overall solvency of the company is sufficient.

Solvency refers to the ability to repay debts, which is embodied in whether the insurance company has enough assets to match its liabilities, especially to fulfill the obligation of paying insurance money or compensation. Generally, the solvency is not less than 100%.

In 20 18, the solvency adequacy ratio dropped sharply, mainly because the company's insurance business increased a lot in 20 18.

However, the company was allowed to start business in June 20 17. During the newly established period, there were few new single businesses and insufficient market share, which led to a high solvency adequacy ratio in 20 17 years, which was the direct reason why the newly established insurance companies had such high solvency.

Verb (abbreviation of verb) abstract

Through the above, I believe everyone has a preliminary understanding of love life. Although the company was established not long ago, the scale is not large, and the data is still relatively positive.