Can I open a debit card if my ICBC credit card is overdue? If there is money in the debit card, will the money be deducted?

ICBC may debit your debit card and automatically refund your overdue credit card. Please refer to the actual operation of the branch for details. If you indicate that your credit card is overdue, please repay it as soon as possible. If your payment is overdue for a long time, it is recommended that you contact the local ICBC credit card issuer for specific consultation. For overdue information caused by your failure to repay in full and on time, ICBC will provide it to the national financial credit information basic database in accordance with regulations. This may affect your application for credit cards at commercial banks and your application for mortgages, car loans and other loans or guarantees.

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China French Chamber of Commerce and Industry-CCIFC, the full French name is Chambre de Commerce et d'Industrie Fran_aise en Chine. Founded in Beijing in 1992, it is a foreign chamber of commerce registered with the Ministry of Civil Affairs. It is a non-profit social group established under Chinese law and a federation of French enterprises in China. The French Chamber of Commerce and Industry in China has five liaison offices in Beijing, Shanghai, Guangzhou, Shenzhen and Chengdu, and there are also chamber of commerce liaison officers in Dalian, Qingdao, Kunming, Zhuhai and other places. The Chamber of Commerce has 1548 members. The Chamber of Commerce's Board of Directors is composed of 30 members with a two-year term; the Chamber's working team is composed of 42 professionals with Chinese and French cultural backgrounds and is dedicated to providing members with satisfactory services.

Business Scope

1. Organize a variety of business activities, actively expand the Sino-French business circle, and provide a platform for business opportunities and business exchanges.

2. Protect the rights and interests of members of the Chamber of Commerce, establish connections with China’s major economic departments and institutions, and promote direct cooperation between Chinese and French enterprises.

3. Provide a variety of services such as business settlement, business visas, recruitment training, etc. to help companies quickly integrate into the Chinese market. The Enterprise Services Department (SAE) provides various consulting services to companies wishing to expand into the Chinese market. The China Business Office of the Corporate Services Department is committed to helping Chinese companies explore the French market.

1. ICBC credit card application mainly focuses on four aspects: turnover, salary payment, financial management, and star rating. The first three are all effective ways to improve the star rating. When the star rating goes up, it will be easier to apply for the card. ;

2. Currently popular card types: Struggle Card, Constellation Card, Unbounded Card, and Forbidden City Card.

3. When applying for the first card from ICBC, there will be manual review and approval. If you apply for ICBC for the first time, when "filling in information", you must pay attention to the reasonableness of the information. The staff will make a return call. If the answer is If it does not match the information, it will be rejected directly because of "inconsistent information" (so form filling skills are very important)!

4. In addition, before applying, download the ICBC APP and check your "star rating" in the personal center. If the star rating is not enough, it is recommended not to blindly apply. The probability of rejection is relatively high. Start with 3 stars. Apply, the credit limit and success rate will be much higher (the best way is to use effective interest settlement to improve the star rating, with a basic 5k liquidity, you can get 100,00 in a month).