In the loan industry

What is the microfinance industry like and its development prospects?

Also known as microfinance or microfinance, it is a credit service method that provides financial support to low-income people or micro-enterprises. . As an important part of the inclusive financial system, the company has long adhered to the right direction of small-amount decentralization and serving "agriculture, rural areas and farmers" and small and micro enterprises. It has played an important role in realizing financial innovation and regulating private investment. It has been influenced by regional economic development. Factors such as differences affect the uneven development of companies in various regions. With the support of local governments, from south to north and from east to west, state-owned capital and private capital in various provinces have initiated the establishment of companies.

If you have needs, you can consider Ping An Bank’s Xinyidai credit loan. Ping An Bank Xinyidai is an unsecured and unsecured credit loan. The procedure is simple and the approval is fast. The approval usually takes 1-3 working days, and the loan can be disbursed in 1 working day at the fastest. The limit is 30,000-500,000, and the age requirement is 23-55 years old. . You can log in to Ping An Pocket Bank APP-Homepage-Loans-Xinyidai to learn about and try to apply.

Response time: 2021-12-21. For the latest business changes, please refer to the official website of Ping An Bank.

Is the loan industry doing well?

The loan industry is not easy to do. This is something that most people know, because there are two types of loans. One is the loan made by the formal financial company itself. In this case, the loan involved The amount will be relatively large, the procedures will be more cumbersome, and it will be difficult for customers to get it. The other one is similar to online loans. In this kind of existence, if it is the kind of telemarketing type, it is very difficult to deal with.

It is okay to do loan business, but you must go to a formal company. That is, look at the size of the company and how long it has been established. If it was established in the past few years, then you have to think Thinking about such a small company, what are the development prospects after you join? What do you do as a loan company? To put it bluntly, if you lend loans and have performance, it is similar to sales. You can be a sales director at the highest level. Where else do you think you can go? Do you think sales is a job that particularly requires professional knowledge? It is not just any job. If it has no threshold, then there is no room for improvement.

The more a job itself requires professional knowledge and various abilities, the more clear the threshold is for you to have room for promotion. If you take a loan, when you are young, you will If your performance is relatively good by then, it won't be a problem to make 18,000 yuan a month, but can you keep doing this? You have been working in the loan business for three years, which is equivalent to doing sales. Have you learned any professional knowledge? You can’t always be in sales for the rest of your life. These few years when you are young are the years when you are learning, and you should do some serious work that will provide you with future career development prospects.

Telemarketing loans are even more untouchable, because telemarketing itself is a very difficult job. If you don’t make money, you will easily get bored. If you call others every day, if it were you, Do you feel uncomfortable when someone calls you to sell you a loan? If you meet someone with a good temper, he may say he doesn't need it and then hang up. If you meet someone with a bad temper, it's completely normal for him to scold you. Therefore, telemarketing is not easy to do. We do not deny that there are indeed people who make a lot of money, but they are only a small number of people.

Prospects for mortgage loan clerks

Prospects for mortgage loan clerks The greater the market demand, the better the employment situation will be. According to relevant information, there are 33 mortgage loan specialist recruitment positions in 2022, a 60% decrease from 2021. The higher the curve is, the greater the market demand is and the employment situation is relatively good.