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Life is such rubbish. Why is China Life so bad? Isn't it closed
No matter which insurance company handles surrender, it is sure to lose money. An insurance policy is like a small tree. If you cut it off as soon as you plant it, it's completely different from cutting it off after 20 years. The former is useless, and the saplings can't get their money back.
The latter is a towering tree and a pillar of talents.
Do the math yourself
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