Frequently asked questions and answers in bank interview

Frequently asked questions and answers in bank interview

Interview is very important for beginners who lack social experience. The following is my collection of frequently asked questions and answers in bank interviews. Welcome to read the reference. I hope it helps.

1, why don't you talk about yourself?

Analysis: This is an open question. You can start anywhere, but talking for an hour or two is not what employers want. This kind of question is to test whether you can choose the key points and express clearly and fluently. Obviously, the questioner wants you to relate your background to the position you want.

Answer countermeasures: There are several basic methods. One is to answer questions directly and simply, and the other is to ask questions clearly before answering them. In both cases, you should quickly turn your answer to your skills, experience and training you received in your current job.

Answer mode: "I come from a small family, I have a younger brother, and my parents are still working." After graduating from high school, I studied for a bachelor's degree in marketing. I worked as a marketing supervisor in a commercial organization during the day and learned a lot of management knowledge. For example, I am in charge of the business of a wholesale sales company, which has a total sales of 2 million dollars a year. There, I learned how to manage people and solve problems under pressure. I hope to make better use of my skills. I believe that my experience and education will enable me to face greater challenges in the future. "

Comments: I just briefly introduced my personal history, and soon turned my focus to work-related skills and experience. You can also ask the interviewer to focus on what he really wants to know. For example, you can ask, "Do you want to know my education or my work-related skills and experience?" Wait, most employers will be happy to tell you what they are interested in.

2. Why should I hire you?

Analysis: This is a direct and positive question. Although this question will not be so clear, it will be raised after other questions. There is no implied meaning in this question.

Answer countermeasures: direct questions need to be answered directly. Why did they hire you? The most ingenious answer is good for them, not for you. This question will enable you to provide them with evidence that you can help them improve their work efficiency, reduce costs, increase sales and solve problems (such as coming to work on time, improving customer service, organizing one or more management tasks, etc.). ).

Answer template: "I am an experienced manager, and I am handy in the construction of staff, from organizing the implementation of projects to encouraging employees to cooperate." Over the years, I have mastered a set of skills to recruit and retain people. In addition, I am also good at helping the company to realize technical transformation and staff training smoothly. I often give presentations to big customers, and our sales have increased by 87% on average in the past two years. "

Comments: In the answer, provide strong evidence with examples and sell yourself directly and confidently.

3. What are your main strengths?

Analysis: Like the last question, this question is quite direct, but there is a hint.

Answer countermeasures: your answer should first emphasize what you have adapted or what you have. Skill bank interview question and answer bank interview question and answer. The decision to hire you depends largely on these skills, and you can introduce your job-related skills in detail later. When you answer, you must be concise.

Answer template: "I have the ability to work towards the goal." Once I make up my mind to do something, I will do it well. For example, my wish is to be an excellent public relations manager. I like to meet different people and serve them. In order to achieve this goal. I am currently studying related courses. "

Comments: For example, "I have strong learning ability and strong adaptability." "Good interpersonal relationship" and so on are all advantages that can be mentioned, but providing work-related evidence as much as possible will make you different.

4. What is your main weakness?

Analysis: This is a thorny issue. If you answer truthfully, you will ruin your job, and the employer will try to put you at a disadvantage and observe how you will react in similar work difficulties.

Answer countermeasures: be honest in answering such questions. A perfect answer should be to offset the negative questions with a concise and positive introduction.

Answer model 1: "The workers accused me of being too devoted to my work. I often go to work early to arrange my work and get off work later in the evening so that what I have to do can be completed. "

Answer template 2: "I need to learn to be more patient." I am an impatient person, and I always hope that my work can be finished in the first time. I can't tolerate neglect of work. "

Comments: Although the answer is my own shortcomings, it shows a positive role, and positive work offsets the negative.

5. What salary do you want?

Analysis: If your salary requirements are too low, you obviously belittle your ability; If the salary you ask is too high, it will appear that you are overweight and the company cannot afford it. Some employers usually set a budget in advance for the positions they apply for, so their first job is often the highest price they can offer. They only ask you to confirm whether the money is enough to arouse your interest in the job.

Answer countermeasure: Before discussing salary, you have investigated and understood the reasonable market value of the work you are engaged in. When negotiating with the other party, try to insert the words "reasonable and market value". Remember, it's easy to lower the original quotation during the negotiation, but once the quotation is low, it's difficult to raise it again.

Sample answer 1: If you haven't fully expressed your self-worth, the interviewer will ask you this question. You may wish to refer to the following answers:

"Money is not the only thing I care about. I'd like to talk about what I can do for your company first-if you allow me. "

"I have no rigid requirements for salary. I believe your company will handle my problem in a friendly and reasonable way. I focus on finding suitable job opportunities, so as long as the conditions are fair, I won't care too much. "

Answer template 2: If you have made clear the importance of the position, but the other party still tells you that the reward for you is the best. You might as well point out that the nature of its work actually deserves you to get higher pay; Explain how you will try to reduce the company's expenses; Explain what expenses to bear in the work. Prove your value to the company and show that your demand for higher salary is based on your performance.

But if the other party is unwilling to compromise, don't let the employer rule out your consideration until you get a positive job reply. You can ask,' Have you decided to hire me?' ? "If the answer is yes, but the reward makes you unwilling to accept it, you can refuse it like this:

"Thank you for providing me with job opportunities. I really want this position, but the salary is lower than I want, which is one of the reasons why I can't accept this job. Maybe you will reconsider, or wait for a job that will make me more valuable to you in the future. "

Comments: Even if you refuse the other party, you should leave room for discussion. If the employer needs you, he will be happy to meet your requirements. Once you say "no" to their standards, the transaction can't be done.

6. What is the connection between your previous experience and our present job?

Analysis: This question requires you to overcome any weaknesses in your background when comparing with other job seekers.

Answer countermeasures: first introduce your own advantages, interview questions and answers, resume. If other job seekers have significantly more education, work experience or knowledge than you, then you should introduce your advantages.

Answer model 1: "As you know, I just finished intensive training in computer programming. In addition, I have more than three years of working experience in enterprises, including managing small businesses when the boss is away. I learned to deal with finance and basic accounting there. I also calculated and managed products worth $300,000. These experiences helped me understand the role of computer programming in enterprises. Although I am a novice in programming, I am familiar with computer languages.

My education is comprehensive. I have more than 300 hours of computer operation time, which is part of my course. As I am a novice, I am determined to work harder than others in order to finish the task in time. "

Comments: This answer emphasizes the skills of transferability (accounting knowledge) and adaptability (completing tasks on time and working harder). This is necessary for programmers who lack work experience. In this case, the knowledge learned in school is also very important, and it should be emphasized like "formal" work.

Pay attention to the questions in the interview.

Basic etiquette in an interview.

(1) Once you make an appointment with the employer, you must arrive at the interview site 5- 10 minutes in advance to show the sincerity of the job seeker and give the other party trust. At the same time, you can adjust your mentality and do some simple equipment preparation to avoid rushing into battle and being in a hurry. In order to do this, we must keep in mind the time and place of the interview, and it is best for qualified students to go ahead of time to avoid being late because they can't find a place or delay on the way. If you are late, you will definitely leave a bad impression on the recruiter and even lose the opportunity for an interview. If you are looking for a job in Shanghai, you should pay more attention to this. Because the road in Shanghai is winding, it is easy to be late because I can't find a place.

(2) Don't be nervous when you enter the interview. If the door is closed, you should knock first and get permission before you go in. Open and close the door gently, calmly and naturally. When you meet, you should take the initiative to greet the recruiter and address it appropriately. Don't sit down when the employer doesn't ask you to sit down. When the employer asks you to sit down, you should say "thank you". Keep a good posture after sitting down. Don't be careless, look around and don't care, so as not to cause disgust. When you leave, ask, "Is there anything else to ask?" When you get permission, you should stand up with a smile, thank you and say goodbye.

(3) Answer the questions of the employer one by one. Listen carefully when you are introduced to the opposite direction. To show that you understand and are interested, you can nod your head at the right time or ask and answer questions appropriately. Answer the examiner's questions clearly, with a moderate voice and a concise and complete answer. Under normal circumstances, don't interrupt the employer's questions or answer questions, otherwise it will give people the impression of impatience, recklessness and impoliteness. After asking questions, you can ask for repetition if you don't understand. When you can't answer a question, you should tell the employer truthfully. Ambiguity and nonsense will lead to the failure of the interview. Be patient with repeated questions and don't show impatience.

2, don't have these little moves.

Hand: This part is the most prone to problems. If your hands are always fidgeting and busy, do some actions such as wearing a tie, picking your nose, stroking your hair, breaking your joints, and playing with the business card handed over by the examiner.

Feet: shaking nervously, stretching forward, leaning, etc. Not only does it artificially create tension, but it also seems absent-minded and quite rude.

Back: Humpback, humpback, like a "Liu", how can the examiner have confidence in you?

Eyes: or flustered, or evasive, but when looking straight at it, the eyes are vacillating, giving people the impression of lack of confidence or hiding secrets, which is easy to disgust the examiner; In addition, if you stare at the examiner, it will inevitably give people a sense of oppression and attract dissatisfaction.

Face: Or dull and rigid, or indifferent and lifeless. How can such a zombie-like expression impress people? We must dispose of it as soon as possible. A lively and moving face is very important.

Ok: His actions are a little overwhelmed, flustered, obviously lacking in self-confidence, and some are slow and overwhelmed, which will not only degrade himself, but also blame the examiner for not treating you as "flat".

In a word, you must get rid of these bad habits during the interview, and you should always be polite, humble, generous, decent and lively. It can not only greatly enhance the image of job seekers, but also greatly increase the chances of success.

Step 3 improvise in the interview

In the interview process, the employer is generally in an active position, especially the interview has no fixed mode, and sometimes unexpected situations may occur at any time. At this time, you need to be good at improvising and properly handle emergencies:

(1), for example, in an interview, you may feel nervous, thus disrupting the prepared expression. At this time, you may be able to tell the examiner frankly that you are sorry or too nervous. If you can pause, the examiner will give you an understanding. At this time, you can stabilize your emotions and reorganize your expression:

(2) During the interview, you may encounter silence and embarrassment from both sides, which may also be set by the applicant on purpose, to see if you can hold your breath. At this time, you should be good at finding appropriate strategies to deal with it, such as finding some topics that the examiner is interested in, continuing the conversation in an appropriate way, or continuing to play the dialogue along the topics just mentioned. Keeping silent at the same time may also be an effective strategy.

(3) If you make a mistake, don't be nervous and rude. Stay calm. If you make a small mistake, you can ignore it and continue your speech. If you make a big mistake, you should correct it and apologize.

(4) If you don't understand the questions asked by the examiner, don't pretend to know how to show off. You can admit it frankly and ask questions modestly, which will show your honesty and seriousness.

For the interviewer, you should also pay attention to the following details:

1, the first impression is very important. Shake hands with the examiner firmly to show your confidence and enthusiasm; Look directly at the examiner and pay attention to eye contact with the examiner instead of looking around.

2. Pay attention when interviewing. Don't ignore any questions raised by the examiner.

3. Talk less. Avoid verbose statements and be specific when answering questions.

4. Arrive at the interview site on time. Arriving on time shows that you keep your promise.

Don't show that you are eager to get this job in the interview, but don't show that you are not interested in this job.

Step 6 dress appropriately.

7. Pay attention to manners and use more words such as "please", "thank you" and "it's my pleasure".

8. Don't make too many small moves. Any casual gestures in the interview, such as touching your hair, playing with a ballpoint pen, licking your lips, etc. , will greatly reduce the interviewer's impression of you, because these behaviors reflect the interviewer's nervousness.

9. Let the examiner know you better. Briefly introduce your talents to the examiner and how you plan to play a role in your work.

10, you must carefully understand the characteristics and scope of work of the employer before the interview.

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