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20 17 Baoding provident fund loan new deal
Baoding's new policy stipulates that employees can apply for housing provident fund personal housing loans for more than 6 months (inclusive). If the housing provident fund is paid in different places, it can be merged according to the certificate issued by the original place of payment. If you are employed in other places and pay the housing provident fund, you can apply for the housing provident fund personal housing loan in Baoding.
After September 30th this year, if you use your own funds to purchase the first set of self-operated housing with a construction area of less than 90 square meters, and you don't use the housing provident fund loan, you can withdraw the balance of your spouse's housing provident fund account by several times with proof and other materials, and the total amount of withdrawal shall not exceed the total purchase amount.
Being included in the minimum living guarantee for local urban residents, under special circumstances, in case of emergencies and serious family difficulties, poor employees can withdraw the remaining amount of their own and their spouses' housing provident fund once a year.
The first home loan was settled. In order to improve the living conditions, ordinary housing was purchased again and the first home loan policy was implemented.
It is not allowed to issue housing provident fund personal housing loans to employees' families who purchase more than the third set of housing.
In addition, if a houseless household rents affordable housing or other housing, it can withdraw the housing accumulation fund from his or her spouse's account with relevant certificates, but the withdrawal amount shall not exceed the total rent.
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