Is Zhumadian Rural Commercial Bank the same as Henan Rural Credit Cooperative?

Same. Zhumadian Rural Commercial Bank and Henan Rural Credit Cooperative are an institution, but they have different titles because of different years. Henan Rural Commercial Bank is a continuation and upgraded version of Henan Rural Credit Cooperatives, but it has changed from the past planned economy period to the current market economy period and has become a rural financial and credit institution that adapts to the current shareholding system. Rural credit cooperatives (hereinafter referred to as rural credit cooperatives, rural credit cooperatives) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management, and mainly provide financial services for members.