Does the financial specialist in 4s shop have a future?

First, the definition of the financial specialist of a designated 4S store:

It refers to the staff who are responsible for automobile credit and mortgage in 4S stores (which are sales stores integrating automobile sales, maintenance, accessories and information services) and help customers handle mortgage, credit, lease and other related matters.

Second, the main work of the financial specialist in the designated 4S shop:

1. Responsible for checking the procedures required by dealers and customers to handle auto finance business, and timely reflecting the real and effective opinions and suggestions of dealers and customers on the company, so as to facilitate the company's better service.

2. Connect the information communication, business handling and transaction between loan car buyers and financial institutions.

3. Maintain the business relationship between financial companies and partners.

5. Be responsible for the update research of financial products in the local market.

6, responsible for handling user complaints.

7. Complete other tasks assigned by company leaders.

3. Requirements for the appointment of a financial specialist in a designated 4S store:

1. College degree or above, major in finance or economics.

2. Familiar with auto finance products.

3. Good personality and strong sense of responsibility.

expanding information

business scope

1, 4S stores generally adopt one brand and distribute one or several specialty stores with equal distance in one area, which are built according to the unified design requirements of the manufacturer, with huge investment, tens of millions or even tens of millions, and luxurious style.

2, 4S stores are sales stores integrating automobile sales, maintenance, spare parts and information services. A 4S store established with an investment of about 25 million yuan will not fall behind in 5-1 years. In China, 4S stores still have a long way to go.

the mode of 3-and 4-S stores has developed rapidly in China in recent years. The 4S shop in the automobile industry is a business model launched by automobile manufacturers to meet customers' service needs. The core meaning of 4S shop is "automobile lifelong service solution".

4. Some critics commented on this model: "The 4S shop model is actually the product of fierce competition in the automobile market. With the gradual maturity of the market, the consumer psychology of users is also gradually mature, the demand of users is diversified, and the requirements for products and services are getting higher and stricter. The original agency sales system can no longer meet the needs of the market and users.

The emergence of 5 and 4S stores can just meet the various needs of users. It can provide well-equipped, clean and tidy maintenance areas, modern equipment and service management, highly professional atmosphere, well-maintained service facilities, sufficient spare parts supply, and track the service system quickly and timely. Through the service of 4S stores, users can have a sense of trust in the brand, thus expanding sales. "

6. Therefore, the key words of "4S" are "solution" and "service". In fact, under the background of "serving the economy and society", the "4S" model is actually the same as other industry sales service models that have entered the era of "focusing on solutions and services", but the name is more fashionable and newer.

Reference: Baidu Encyclopedia -4s Store.