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If I want to buy a Mercedes-Benz C-Class, how much is the purchase tax?
The editor will do the math for you. The official guide price of the 2019 Mercedes-Benz C180L Dynamic Sports Edition is 315,800 yuan, calculated based on a down payment of 30% and an installment of 5 years (although the interest is a little higher, it can alleviate the repayment pressure ), the down payment for a naked car is 94,740 yuan, the monthly payment is 4,197, the purchase tax is 26,991 yuan, the vehicle and vessel use tax is 420 yuan, the compulsory traffic insurance is 950 yuan, the license plate is 500 yuan, and the commercial insurance is about 9,000 yuan. The total *** requires a down payment of more than 130,000 yuan and 40,000 yuan. The annual maintenance fee per kilometer is about 8,000 yuan, and the fuel consumption is about 20,000 yuan. The total annual income is more than 210,000. The editor thinks that regardless of the mortgage factor, the annual income should be at least about 500,000 before considering buying a Mercedes-Benz C. After all, a car is just a means of transportation, and you still have to start from reality, so as to improve the happiness index
I personally think this question should not be asked like this. You should ask how much spare money you have every year to afford it. In fact, the cost of using a C-class car It’s not high. It’s a car that you can afford as long as you can afford it. The value retention rate is also good. Many of my subordinates are locals in Shunde. For those born in the 1990s who are only children, if they live at home without the pressure of mortgage loans, they can eat at home. If their parents eat on the table and have no expenses other than themselves, they can afford it with a monthly income of five thousand. There are also many middle-level managers who have a monthly family income of 20,000, a mortgage of 8,000, a child's kindergarten of 3,000 a month, food and drink of 3,000, and insurance for four people of 2,000. After all the expenses, there is not much money left. Even if the income is high, They can't afford it. They would rather buy a seven-seater domestic car to drive. At least they can take their children and parents for outings on weekends. A C-class car can't fit six people in it, right?
If you are buying it with your own money, it is best if your annual income is similar to the price of the car you want to buy. If your annual income is 200,000, buy a car worth 200,000. If your annual income is 400,000, you can buy a car worth 400,000.
The reason is simple,
1. A car is just a means of transportation that will depreciate. The car is expensive to buy. Can you bear a 60% discount after two or three years?
2 Buying a good car is nothing more than a target. Smart people can tell at a glance whether you have money or not. If you rush out, you can only deceive the uneducated. To take a step back, if your relatives think you are rich, they think you have a future. They ask you to borrow money, how can you refuse?
Life is your own, and it is true that you live comfortably.
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