How to manage finances with a monthly salary of 2,000 yuan in Chongqing

Simple and practical suggestions (based on a monthly income of 3,000 yuan):

300 yuan for daily living expenses should be used for daily necessary expenses such as daily meals.

< p> Withdrawal from small deposits, deposit 500 yuan per month, with a deposit period of one year. After maturity, all will be transferred to one-year time deposits or treasury bonds. Deposits and treasury bonds are risk-free and can be used as living reserves or down payments for future house purchases. Fund.

The fixed investment in the fund is 1,000 yuan per month. The fund has risks, but the returns are also large. Young people can bear some risks. If they spend 1,000 yuan per month as investment, they can enjoy the fruits of economic development.

Put the remaining 200 yuan into your current account and save it temporarily for unexpected expenses in daily life, such as buying clothes, buying furniture, buying appliances, buying cosmetics, paying tribute to your parents, and using it to improve the quality of your personal life. .

If you don’t manage your finances, your finances will ignore you. Arranging your life as early as possible is a happy thing and is also beneficial to your future.