How much is the down payment for a loan house in Chongqing? Soufun.com will give you a detailed analysis

How much is the down payment to buy a house with a loan in Chongqing? The current down payment situation can be divided into: 1. In the case of a first house, the minimum down payment for purchasing a new house with an area of ??no more than 90 square meters can be 20; 2. In the case of a second house, the minimum down payment for purchasing a real estate is 50; 3. In the case of three houses, the bank that needs a loan may not grant the loan based on the housing price; 4. In other cases, the minimum down payment is 30%. 5. The down payment for commercial loans is 30%, and the minimum down payment for provident funds is 20%. More detailed explanations on down payment issues for buying a house with a loan: (1) Question: How much down payment is needed to buy a new house in Chongqing? Answer for those who have never bought a house: Generally, the down payment is 30 RMB based on your house price, and the remaining balance is repaid in installments according to the period you choose. Some are 5 years, some are 15 years, and some are 20 years. (2) Question: Chongqing The answer to how much is the down payment and monthly payment for buying a house in urban areas: the loan for the first house is 70%, and the loan for the second house is 50%. The monthly payment depends on how much you borrow. Find a real estate website and look at the loan calculator and you can calculate it yourself. (2) Question: How much is the loan for a first home in Chongqing? If I only have 50,000 to 60,000 yuan in hand, can I not make a down payment? If it is a house of 40-50 square meters within 250,000-300,000 yuan, how much agency fee will it cost through an agency? Is it possible to successfully transfer an account without going through an intermediary? I would also like to ask where this kind of house is for sale in Chongqing now. The age of the house should not be too high. Answer: The first new house costs 20%. If you pay RMB 50,000 to RMB 60,000, you can only buy a house worth about RMB 300,000. A house in a better location in the main city may only be about 40 square meters, with one bedroom, one living room, or a single room. This does not include various taxes and overhaul funds, which may cost five to six thousand. The first second-hand house, including various taxes and fees, may be about 30 to 40 percent. The calculation method is different. You can only consider buying a second-hand house for about 150,000 yuan. Those with this area only have single rooms. If your household registration is not in Chongqing but you buy a house in Chongqing, the first house will be subject to the policy for the second house, which means that the down payment will be at least 50%, and the interest rate will be increased by 10 to 1.1 times. This is a national requirement. If you don’t have a household registration, you can do it if you work enough hours in Chongqing, or if you have pension insurance or other things paid in Chongqing.