Job Recruitment Website - Job information - Hebei Desheng guarantee co., ltd. collection 100 yuan. What should I do?
Hebei Desheng guarantee co., ltd. collection 100 yuan. What should I do?
1. The borrower must answer the call after receiving it. No matter how bad the collector's attitude is, the borrower must keep calm and calmly deal with it. First of all, you need to express your willingness to repay, and then tell the other party about your current economic situation and ask if you can negotiate repayment. If necessary, you can record the call.
2. After receiving the call, the borrower must verify the identity of the other party. Ask the other party to provide name, work number, work card, power of attorney for payment (drawer's agreement) and other payment authorization certificates. If the other party cannot provide it, it is an invalid collection. Just reply: since you can't prove your identity, I have no obligation to answer any of your questions.
3. After loans overdue, the collection staff will probably call friends in the borrower's address book. The borrower shall communicate with relatives and friends in advance to explain the situation. If relatives and friends are harassed by telephone, they can collect evidence and choose to call the police. According to the regulations, only the debtor himself and his guarantor can be collected, and no third party unrelated to the debt can be collected.
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