Does Chongqing provident fund have to be paid together with social security?

Provident funds and social insurance do not need to be paid together, and the management institutions are different. The provident fund belongs to the provident fund management center, and the social security belongs to the People's Social Security Bureau. Under normal circumstances, the unit will handle social security payment and provident fund remittance at the same time.

Chongqing provident fund payment guide

A, handling requirements:

Employees' individual housing provident fund shall be withheld and remitted by the unit in the era of paying employees' monthly wages, and together with the part to be paid by the unit, it shall be deposited into employees' individual accounts within five days after the payment of wages (postponed in case of holidays).

Second, the acceptance place:

1. Main urban area: industrial, agricultural, China, construction and Bank of Communications provident fund handling outlets;

2. Outer suburban counties: Chongqing Housing Provident Fund Management Center sub-centers in all districts and counties.

Third, the time limit for completion: immediately.

Four. Procedure:

1. The unit manager downloads from the website of Chongqing Housing Provident Fund Management Center or gets a copy of the housing provident fund remittance (supplement) payment book from the bank provident fund handling sub-center (sub-center).

2. The unit manager will send a copy of the "Payment Letter for Housing Provident Fund Remittance (Supplement)" stamped with the official seal (or financial seal) (the word "supplement" should be crossed out) to the bank provident fund handling branch (sub-center) for remittance registration. If there are new changes such as account opening, sealing, unsealing, centralized sealing, transfer-in, and base adjustment. , you need to handle the corresponding business according to the relevant procedures first.

3. Bank provident fund handling outlets (sub-centers) shall print a copy of Chongqing Housing Provident Fund Unit Payment Notice and affix the business seal of the unit manager after handling the remittance registration formalities, if the amount of temporary deposit of the unit is less than the amount to be remitted this time; If the company's temporary deposit amount is greater than or equal to the current payable amount, the temporary deposit will be directly used for remittance and distribution.

4 units in accordance with the "Chongqing housing provident fund unit payment notice" for the transfer of funds (payment information should indicate the unit housing provident fund account or remittance corresponding payment registration number; If it is not specified, it will be returned), and the remittance will be deposited in the housing provident fund account.

5. After remittance and payment, the bank provident fund handling outlets (sub-centers) print a copy of the "Chongqing Housing Provident Fund Unit Remittance (Supplement) Payment Book" and return it to the unit for retention after affixing the business seal.

Related content

Deposit base

According to the average monthly salary of employees in Chongqing in 2020 published by Chongqing Municipal Bureau of Statistics, the upper limit of the deposit base of 202 1 housing provident fund is 24,595 yuan.

202 1 The deposit base of housing provident fund shall not be lower than the current local minimum wage standard published by Chongqing Human Resources and Social Security Bureau.

The minimum wage standard is as follows:

From 2065438+65438+1 in October 2009, Wanzhou, Qianjiang, Fuling, Yuzhong, dadukou district, Jiangbei, Shapingba, Jiulongpo, Nan 'an, Beibei, Yubei, Banan, Changshou, jiangjin district, Hechuan, Yongchuan, Nanchuan and Chongqing.

1 October 19 to1,Chengkou County, Fengdu County, Dianjiang County, Zhongxian County, Yunyang County, fengjie county County, Wushan County, Wuxi County, Shizhu County, Xiushan County, Youyang County and Pengshui County 12 counties (autonomous counties).

Deposit quota

Monthly contribution of Chongqing housing provident fund = average monthly salary of employees in the previous year × (unit contribution ratio+employee contribution ratio).

Example:

In 20 18 years, my average monthly salary is 6000 yuan, and the contribution ratio of provident fund is 10%. If units and individuals have to pay 6000× 10% = 600 yuan every month, then the monthly provident fund is 1200 yuan.

Assuming that the adjusted payment ratio is reduced to 6%, units and individuals should pay 6000×6% = 360 yuan respectively, and enterprises and individuals should pay less 240 yuan respectively. Then, the individual's monthly cash income will increase 240 yuan.

public accumulation fund

Deposit ratio of housing provident fund in Chongqing institutions: 12%

The deposit ratio of housing provident fund for units and employees in Chongqing: 5%- 12% (enterprises with operational difficulties can choose an appropriate ratio within the range of 5%- 12% according to their own conditions. Enterprises in normal operation can maintain the existing deposit ratio or appropriately increase it, but the maximum amount shall not exceed 12%.