I wonder, are there any geographical restrictions on bank recruitment?

For fresh graduates, the bank is a good platform. In the bank’s autumn recruitment, there are many routines that you don’t know. Today we will take stock of the recruitment routines to help you avoid detours. But before doing that, you must first understand the internal positions in the bank so that you can better plan your career development route!

When it comes to the main business of banks, do you think that banks store money and sell financial management? NO! First of all, banks actually have a lot of business, and what we usually come into contact with may only be a very limited part. Today we will first take a look at the internal positions and career development in banks. Friends who want to enter a bank, this is a good idea!

Positions and career development recruited by banks

Tellers

Tellers are the collective name for those who work at the counter within a bank. Usually divided into front desk and back desk.

The front desk teller is responsible for direct customer-facing counter business operations, inquiries, consultations, etc.; the back-office teller is responsible for business processing such as joint banking, bill exchange, internal accounting, etc. that are not customer-facing, as well as the review and review of front desk business. Confirmation, authorization and other subsequent processing.

Teller job responsibilities

1. Handle external deposits, withdrawals, and interest calculation services, including inputting computer accounting, printing vouchers, passbooks, deposit receipts, receiving and paying cash, etc.; 2. Handling business purposes Collect and keep cash, and register in the teller cash register; 3. Handle the collection and storage of important blank vouchers and valuable documents such as business deposit receipts and passbooks, and register important blank vouchers and valuable documents in the register; 4. Manage this book Various business seals and personal name seals at the counter; 5. Handle counter accounts, print accounts, clean up and check the cash on duty and balance important blank vouchers and valuable documents, collect and inspect business seals, and under the supervision of comprehensive tellers Next, *** seal the box together, go through the shift handover procedures, and submit the voucher and other accounting information to the comprehensive teller.

Tellers generally have two ways out:

1. Work intensively in the accounting line, set a business benchmark, be promoted to teller manager, and then compete to be hired as the accounting supervisor of the branch, and then compete to be hired as the accounting supervisor of the branch. It usually takes 5 to 8 years for a vice president of a branch to get here. If you go higher up, you can climb to the accounting department of a provincial branch and become a small leader, then compete for the position of general manager of the accounting department, and then move to the head office.

2. Work intensively in the accounting line, set a business benchmark, be promoted to counter manager, then compete to be hired as the accounting supervisor of the branch, and then compete to be hired as the deputy president of the branch. It usually takes 5 to 8 years to get here. . If you go higher up, you can climb to the accounting department of a provincial branch and become a small leader, then compete for the position of general manager of the accounting department, and then move to the head office.

Account Manager

Account managers are marketing positions in banks and are divided into personal account managers (financial account managers), corporate account managers and personal loan account managers.

Account Manager Job Responsibilities

1 Private account managers mainly serve private customers, that is, individuals. Some banks are called financial account managers. Their job responsibilities are mainly to maintain old customers and develop New customers, attracting deposits, selling banking products, etc. Private account managers need to have a variety of financial management knowledge such as deposits, treasury bonds, funds, stocks, insurance, gold, foreign exchange, futures, etc. to provide financial consulting and suggestions to customers. 2. Corporate account managers mainly serve corporate customers, that is, governments, government agencies, institutions, enterprises, companies, etc. Their main job responsibilities are to attract corporate deposits and issue corporate loans. 3

Personal loan account managers are mainly responsible for marketing and handling personal loan businesses such as personal housing loans and car loans.

There are generally three paths for an account manager:

1. Always be an account manager. Account Manager Assistant → Account Manager → Senior Account Manager Assistant → Senior Account Manager → Private Banking Consultant, it takes more than 5 years. As the level continues to increase, the salary income also continues to increase, and the clients managed become more and more high-end. I mainly rely on my professional knowledge to drive performance growth to increase my income, but I have been working in the branch and under the management of the branch president.

2. Competing for the position of branch president. The president of a branch usually needs to be replaced every three years, and every year there are always presidents who are dismissed due to poor performance, so if you like to be a leader, you can usually participate in the annual branch president election after having 3 years of work experience. Competition for recruitment. Being a branch manager is very stressful. You are burdened with more than 50 indicators every year. If you fail to do well, you will receive a red card and be dismissed directly.

3. Develop to relevant departments of provincial branches.

For example, the private account manager goes to the private finance department, the corporate account manager goes to the corporate business department, and the retail loan account manager goes to the credit department, and then becomes a leader in these departments.

Management Trainee

Management trainee training must first train lobby managers, savings counters, accounting counters, personal account managers and corporate account managers, and then expand business and create value.

In this process, what we know can be roughly summarized in twelve words: learn the rules, see the market, rise up, and fall down. After that, positions will be assigned based on relevant performance. Management trainees, as reserve talents, have a better starting point and training than tellers and account managers.

Career development in banks is generally divided into three development routes: management, technology and market:

1. Technical route: professional route, main counter business, financial accounting, finance, Information technology, risk assessment, product development, solution design, internal audit, etc.;

2. Marketing route: customer route, main customer service, market expansion;

3. Management route : Leadership line, main development strategy and strategy formulation.

Are you excited after seeing the above positions? If you want to apply for these positions in a bank, you can do it. But bank recruitment generally has routines. Regarding interviews and exams, Brother Qu will help you expose those so-called routines today! Let’s take a look.

What is the general routine of bank recruitment?

There are two types of bank recruitment: campus recruitment and social recruitment (except for related households, this is not something we can decide). The autumn campus recruitment in September is coming soon. , so take the time to take a look. The bank recruitment process is generally divided into the following sections:

Let’s take a look at the online application first. The total number of people recruited by banks of all sizes across the country every year is about 50,000, but do you know how to apply for the exam? How many people are there? 1 million people! The competition is fierce, and it is a mixed blessing for banks. There are worries when there are fewer people, but there are also worries when there are too many people.

Banks have a budget for recruitment every year and need to have restrictions

Of course, from the beginning of this link, the entire recruitment is basically entrusted to a third-party evaluation agency. When operating, we must first ensure that the number of excellent matching talents is sufficient, and then conduct screening. The core principle is to ensure quantity first and then quality. So you see that the conditions for bank recruitment are not that strict, but many people who theoretically meet the conditions have not passed the online application. The reason for this situation is that these people are the "quantity" that the bank needs at this stage. So remember that meeting the standards does not mean passing.

Two steps of screening, computer screening + manual screening

Because there are too many people applying and there are not enough people to actually operate the entire recruitment, the screening step is divided into two steps. : The first step is computer screening. Of course, the entire computer has not reached the level of AI, and it can filter a keyword. But this is the most important thing. If the relevant keywords are not filtered out, you may be stuck here. What are the keywords? You need to carefully study the announced school, major, English level, height, etc. In short, these rigid standards in the announcement must be paid attention to.

After the objective information screening in the online application, there is manual screening

Of course it is manual screening, so there will inevitably be subjective factors. The core theory at this stage is "judging people by their appearance" and "floating". standard"! What does it mean? There are so many resumes and I don’t have time to read them carefully one by one. The first thing I will look at is naturally your photo. If you look ugly, you may not want it. So remember that before applying online at the bank, you must be willing to spend money to go to a good photo studio to take a beautiful ID photo. To a certain extent, your appearance determines whether the bank is interested in learning about your talents and ideas, and your subsequent talents and ideas determine whether the bank will veto your appearance. After all, banking is a service industry, and image is also very important.

Details determine success or failure, basic information does not represent interview decision-making information

It is a lot of subjective open-ended content such as awards, internships, self-evaluation, career planning, etc. There will be a sentence description above these contents, and then there will be a blank space for you to fill in yourself. There are many things to pay attention to here, such as the intuitive reflection of the value of your award (for example, there are only two 1% classes in the school, etc.). On some subjective issues, do not copy from the Internet, but rewrite it according to your own situation. You can tell it as soon as you read it. There are so many details that need to be paid attention to. If it doesn’t look good to you, you may be rejected.

The overall pass rate at this stage is about 35%.

After the online application, let’s talk about the written test

The natural pass rate for the written test is 50%. The written test tests 9 major subjects: EPI, English, economics, finance, accounting, marketing, and management. , computers, law, banking knowledge, etc.

Here we focus on three misunderstandings that many students have when studying. Many people fail to get into the bank. The essence is not lack of ability but wrong direction.

First of all, the written test of the bank examination is divided into four parts: personality test, English, EPI, and comprehensive knowledge.

There is nothing to say about the personality test. The preparation for this thing is not very effective. Just let it take its course.

Finally, let’s talk about English

On the one hand, English needs to focus on daily accumulation, but there are still certain skills in English in bank exams. First of all, the difficulty of his exam is between 4 and 6 The level of difficulty between levels has been measured by TOEIC before. Last year, new English assessment standards were introduced. Due to internal reasons, it is not convenient for me to disclose this. The specific overall trend is to pay more attention to commonly used assessment standards in inspections. Practical application capabilities.

Those who want to enter a bank must go through the above process. However, I need to take a written test, interview, and prepare a resume. It’s so messy and troublesome! How to get a bank offer with certainty?

Bank recruitment is closely linked to each other. There are so many talented candidates applying for bank recruitment, and banks must be careful in selecting them. Therefore, you need to be skillful when applying online and apply to several banks; you need to highlight your academic acumen during the written examination. If you are not an academic acumen, you should really put some effort into your resume. To get the maximum return with the minimum investment! come on!