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Chengdu is a land of abundance. What does it mean to check the mortgage status on the books?
The mortgage registration business has been completed, that is to say, it has been filed with the registration authority. If it is real estate, it will be completed in the Housing Authority.
Proof materials to be submitted for registration: 1, application for registration;
2. The identity certificate of the applicant (including the mortgagor, borrower and mortgagee);
3. Housing ownership certificate and land use right certificate;
4. Mortgage contract (maximum mortgage: maximum mortgage contract);
5. Principal creditor's rights contract (creditor's rights contract in which the maximum mortgage will continue for a certain period of time or other registration reasons); 6. Other necessary materials.
Mortgage registration refers to the mortgagee's registration of the mortgaged items set on a specific object with the relevant departments stipulated by law. Judging from the conditions for mortgage to take effect, mortgage registration includes formal registration and substantive registration. The so-called formal registration means that registration only has the effect of confirming or proving the effectiveness of mortgage, but it does not have the effect of determining whether it can take effect. That is to say, mortgage
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