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How about doing Tianan bancassurance work
You can surrender your insurance for free during the hesitation period, and you will lose money if you exceed the principal during the hesitation period.
The reason for this situation is that the insurance company staff in the bank tricked them into buying insurance products. These salesmen also wear work clothes, which is very easy for people to think that they are bank staff. In fact, they are selling insurance. They specially fool the elderly to buy insurance, which belongs to bancassurance products.
bancassurance products need to be invested for a long time. Most bancassurance products are one-year and three-year products, but now there are five-year and ten-year products, which requires consumers who buy insurance products as savings to think clearly before buying, whether the money can last for so many years. Because once you need money halfway, you can only choose to surrender halfway. The result is that even the capital will be lost, let alone the interest. Even if it is due, the income is likely to be lower than the bank time deposit. The income on the contract is called the expected rate of return or historical rate of return, which is likely to be below this level and belongs to the pothole product. After purchasing bancassurance products, there is a 1-day "hesitation period", that is, within 1 days after signing the insurance contract, if you regret it, you can ask for surrender and get back all the principal.
personally, it is recommended to surrender the insurance during the hesitation period.
Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.
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