How to calculate the cost of selling a mortgage house that has been bought for 3 years?

At that time, the total house purchase price+deed tax+maintenance fund+decoration cost+property management fee+bank loan interest-house price = earned money.

Calculation method of mortgage interest:

Calculation formula: monthly repayment amount = principal * monthly interest rate *[( 1+ monthly interest rate) n/[( 1+ monthly interest rate) n- 1]

Where n represents the number of months of loan, and n represents the power of n, such as 240, representing the power of 240 (20 years and 240 months of loan).

Monthly interest rate = annual interest rate/12

Total interest = monthly repayment amount * loan months-principal

After calculation, the monthly repayment amount is 5343.38 yuan (the same every month). The total repayment amount is128241.20 yuan, and the total interest amount is 58241.20 yuan.

Extended data:

After buying a house for three years, I want to sell it, but I can apply for remortgage if the bank loan has not been paid off. The process of remortgage:

1. The buyer and the seller sign a house sales contract;

2. The buyer and the seller sign a security guarantee contract for the sub-mortgage transaction with the law firm;

3. The buyer pays a down payment of 30% of the house price;

4. Letter of confirmation that the seller's loan bank agrees in writing to repay the loan in advance in one lump sum;

5. The buyer applies to the loan bank for second-hand housing mortgage loan according to the aforementioned documents and personal credit documents;

6. The seller actually delivers the house to the buyer;

7. Lend money after bank review and transfer it to the seller's bank;

8. After receiving the payment, the seller cancels the loan contract and mortgage registration with the original loan bank, handles the transfer with the buyer and lawyer, and mortgages it to the buyer's loan bank.

Baidu encyclopedia-selling houses

Baidu encyclopedia-subprime mortgage loan

Baidu encyclopedia-mortgage house