Job Recruitment Website - Property management - Beijing affordable housing (more than five years) loan has not been paid off, can it be converted into commercial housing?
Beijing affordable housing (more than five years) loan has not been paid off, can it be converted into commercial housing?
1. The first thing you have to do is to go through the formalities of repaying the loan in advance, and the mortgaged property cannot be changed. Probably the procedure is to make an appointment at the bank first, and the bank will give you a date to return it when it expires. After paying off, you can have a proof of repayment, and you can take it to the local construction Committee to go through the release procedures. The intermediate procedure is about 20 days to a month.
2. After the mortgage is released, the land transfer fee can be converted into commercial housing. Pay the land transfer fee in detail in the Construction Committee, and it can be handled directly before April 2008.
Zhongyuan real estate real estate consultant
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