Just need to buy a house, please pay attention to "three disciplines and eight attentions".

The "three disciplines" of buying a house

Subject 1:

The length of two points and one line should be appropriate.

Buying a house suggestion: "The greatest capital of young people is time. At this time, it is in the stage of struggle. If you spend a lot of time commuting, it will affect the development of your life. " Therefore, young buyers should try their best to facilitate both parties to go to work when choosing a house. If they can't take care of both of them, they should at least buy a house near one of their workplaces. In addition, when choosing a house, we should follow the bus route and subway planning route, so that even if the distance from the place of residence to the place of work is far away, the actual time spent will be shortened.

Discipline 2:

Children should be prepared for going to school in the future.

Suggestion on buying a house: If young people buy a house as a wedding room and plan to have children as soon as possible, they can't help but consider the problem of children going to school in the future.

Is there a school around the new house? Or will the community plan educational facilities in three to five years? Is the quality and credibility of the protection of educational resources by developers operating large communities trustworthy? These are all issues that buyers who want to buy a wedding room should consider when choosing a house. The insiders believe that if you hear salespeople tell you how many schools there are around you and how rich educational resources are, buyers must not forget to carefully study whether these schools are public or private, because private schools are generally expensive and it is difficult for young families to afford them. Of course, if property buyers have limited funds, they can also consider second-hand houses around urban school districts. But in recent years, the houses around some good schools are expensive, so it is necessary to make plans in advance.

Discipline 3:

Location and building scale are very important.

Suggestions for buying a house: whether it is the central area of the city, whether it is the future development direction of the city, whether it has out-of-print resource advantages, whether it is a prestigious educational building, whether the surrounding living facilities are perfect, and whether the traffic conditions are convenient. The more the above conditions are met, the scarcer the lot value of the building, the more worthwhile it is to buy, the safer it is, and the lower the possibility of price reduction.

Large-scale real estate: Usually, large-scale real estate has three advantages. First, large real estate developers are usually strong and have relatively good quality control. Moreover, if the quality of the first phase of the market is poor, it will not be sold later, so developers will pay great attention to the quality of the project; Secondly, the internal facilities of large-scale real estate are usually relatively perfect, and small-scale real estate is limited, so it is generally impossible to improve the internal facilities; Thirdly, for large-scale real estate, the quality of property management is also guaranteed, because usually small-sized houses have less pressure on the cost shared by property companies (fewer owners mean less contribution to property fees), and it is difficult to allocate enough service personnel, so the service quality will also be affected.

Everyone who comes to the sales office to look at the house wants to buy a house, but the reasons for buying a house are different-getting married, investing, improving living conditions ... If buying a house is not only for investment preservation, but also for serving life, then it needs to be carefully considered before buying, including children's enrollment, care for the elderly, and of course, the most important thing at present is the convenience of work and life. Because for "just-needed" customers, buying a house is not only a real estate, but also a life for a long time to come.

"Eight Points for Attention" in Buying a House

View pre-sale permit

According to the Measures for the Administration of Commercial Housing Sales and related regulations, "Commercial housing sales include the spot sale of commercial housing and the pre-sale of commercial housing", and the pre-sale of commercial housing must meet the relevant conditions and apply for a pre-sale permit. Property buyers should pay attention to whether the pre-sale of the property has been handled with a pre-sale permit to ensure the legality of its sales.

Pay the deposit carefully

Generally speaking, in most loushu, there will be a leaflet similar to "Subscription Instructions", listing the amount that the owner should pay. However, before consumers pay the down payment and receive the subscription money, it is best to ask the developer or its sales agent to list the down payment in writing and read it carefully to confirm the rationality of each charge and whether it should be paid by the owner. If there is a down payment that should not be paid, you can try to complain to the Consumers Association.

Check the house carefully.

After receiving the notice of repossession, the owner should check whether the developer can produce the certificate of acceptance, including fire control acceptance, unit completion quality filing and planning acceptance. The departments responsible for these three items are fire protection, quality supervision and planning. If in doubt, you can report it to the corresponding department. For example, the construction of real estate is not carried out according to the community planning map. You can go to the Planning Bureau with the pre-sale certificate number of real estate to inquire about its original planning. In addition, buyers should examine whether the internal and external environment of the unit is in full compliance with the contract, otherwise buyers have the right to refuse to accept the house.

Property services are very important.

The property and personal safety of the poor property management community can not be guaranteed, and there are all kinds of arbitrary charges, bullying the city, occupying the owners' public facilities, accelerating the rotation of electricity meters and water meters in the poor property management community. To understand these poor property communities, you can get news from newspapers, television and other mass media. All exposed communities are not the first choice for home ownership.

Pay attention to the living environment around the community

If there is a park in front of your home, you can breathe fresh air every day, and you can go to the park to exercise in the morning and evening or on weekends, which is more important for families with old people and children. Generally speaking, the price of park property is higher than that of non-park property, and the price with good park conditions will be higher. Therefore, whether to choose a park property depends on personal circumstances.

High-rise buildings can save a lot of air-conditioning fees in summer, and air-conditioning blowing is not good for your health, especially for the elderly at home. It is conceivable that in summer, the natural breeze passes through the hall, how comfortable it is.

Pay attention to the residents in the community.

Now the more popular way to buy a house is to see who your neighbor is, which is what many developers are saying now. Choosing a good neighbor of the house is to pay attention to the income and quality level of most owners. People are divided into groups. If most owners belong to the idle class with special wealth, you will feel no sense of accomplishment. If your neighbor, even the residents of several buildings adjacent to you, can't afford to buy a house at all, and just enjoy the same neighborhood with you for one reason or another, then you will be waiting for endless headaches-today the family may drink until late at night, and tomorrow a man may sit in the yard with a stool and swear loudly at another man, which makes you very uncomfortable.

Adhere to the "thick accumulation and thin hair" in terms of funds.

For example, if you have the financial resources to buy three houses now, you'd better buy two. You have the financial resources to buy four houses, but in fact three houses are more suitable for you. The reason is that the current property market is not only high in housing prices, but also has many unpredictable risks, such as raising interest rates. When you buy a house, you may have a good plan and how much you will pay back every month. However, if the central bank raises interest rates, your mortgage cost will start to increase, and then you will feel the pressure. In addition, some spare money on hand can also prevent unknown family expenses, so as not to be at a loss when encountering unexpected expenses because of buying a house.

Try to avoid investor gathering areas.

Residential areas where investors gather usually have a big price bubble, or overdraft in advance is harmful. The occupancy rate of such residential areas is usually very low, which leads to backward supporting facilities and properties, extremely inconvenient life and loneliness. In some hot-selling buildings, there are reports that there are too many investors, the vacancy rate is high, and the water supply in the community has deteriorated due to the long-term backlog, so the owners living in it cannot live normally. Therefore, you need to know more before buying and try to avoid such problems.

(The above answers were published on 20 15-04-20. Please refer to the actual situation for the current purchase policy. )

Click to view more comprehensive, timely and accurate new house information.