What does it mean that the bank loan transaction progress is cancelled in the process of buying a house in Nanjing?

1. What does it mean that the bank loan transaction progress is cancelled during the process of buying a house in Nanjing?

What does it mean that the bank loan transaction progress is cancelled in the process of buying a house in Nanjing? Is to cancel it temporarily.

2. What are the procedures for Nanjing loan to buy a house?

The process of Nanjing loan to buy a house is as follows:

I wish you a suitable house and hope to help you ~

# Loan to buy a house process:

1. The project sales team signs the sales contract for the pre-sale (current) commercial housing in this city with the purchaser, and pays the required down payment according to the contract requirements;

2. Register the contract in the core market of real estate transactions within 5 days from the date of signing the commercial housing sales contract.

3. Within seven days from the date of voluntary payment, the purchaser shall provide materials that meet the requirements of the mortgage bank and directly apply to the company's cooperative bank.

4. The loan bank investigates and reviews the situation and procedures of the buyers, and goes through the preliminary procedures with the buyers who meet the basic conditions (including the wives of the buyers).

5. The application approval period is generally within 7 days. For overdue loans, the marketing department should contact the bank in time to understand the situation, solve the problem, actively assist the purchaser to complete the loan, and sign the phased guarantee procedures with the mortgage bank in time.

# Nanjing loan purchase process:

1. Pay the down payment to the developer, and keep the down payment receipt. Go to the bank to fill out the personal housing loan application form. We will review and approve the materials submitted by the applicant step by step. If it is considered to meet the conditions of bank loans, the applicant shall be notified to sign a personal housing mortgage loan contract, and the contract period shall not exceed 30 years.

2. Go to the Housing Authority to apply for the certificate of other rights of the house, which proves that the house has the mortgage right of the bank. Go to the notary department to handle the mortgage of property rights and notarization in home insurance. Customers who choose entrusted deduction for repayment need to sign an entrusted deduction agreement with the bank, and open a special savings passbook account, savings card or credit card account for repayment at the business outlets designated by the lending bank.

3. With the consent of the Lender, the Lender will directly transfer the loan to the deposit account opened by the Borrower at the Lender, or transfer it to the deposit account opened by the Seller in one lump sum or several times according to the loan contract. The borrower shall repay the loan on time at the time agreed in advance until it is paid off.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!

3. What are the procedures for buying a house in Nanjing?

If it's not Nanjing's provident fund, it's useless. Only commercial loans can be used. No matter which building you choose, the salesperson will make it clear to you and give you enough time to handle it! If your provident fund is in Nanjing, you need to go to CCB to print the list you handed in.

4. What is the process of returning the mortgage provident fund to commercial loans in Nanjing?

Nanjing stipulates that commercial loans should withdraw the provident fund once a year for repayment. Specific process: The original and photocopy of the following materials shall be provided for the purchase of commercial housing and the withdrawal of housing accumulation fund:

1. The original Nanjing Commodity House Pre-sale Contract registered by the real estate transaction management department (for Party B to go through the registration formalities);

2. Down payment receipt or invoice;

3. ID card.

The time of buying a house shall be subject to the registration time of the pre-sale contract, and the spouse of buying a house shall also provide a marriage certificate.

The purchase of second-hand houses, including commercial houses transferred by development units to self-operated households, and the withdrawal of housing accumulation fund shall provide the originals and photocopies of the following materials:

1, real estate license;

2. People's Republic of China (PRC) deed tax payment certificate;

3. Nanjing stock house sales contract (or sales contract);

4. ID card. The time of purchase is subject to the time of deed tax payment, and the spouse of purchase also needs to provide a marriage certificate.