Is it better for ABC to apply for temporary credit line by telephone or online?

If you apply online, the pass rate is higher, the quota is lower and the speed is similar.

Documents required for application:

1, ID:

Accept 18-65-year-old people's main card application and 16-year-old people's auxiliary card application. If you are a domestic resident, you need to provide a copy of your resident ID card or temporary resident ID card (both sides are valid) or a copy of your military officer's card; If you are a foreigner: you need to provide a valid passport; A copy of the foreigner's residence permit or a copy of the foreigner's residence permit attached to the visa page of a valid passport or a copy of the foreigner's permanent residence permit; Hong Kong, Macao and Taiwan personnel, need to provide "Hong Kong and Macao residents to and from the mainland pass" or "Hong Kong and Macao compatriots home visit permit" or "mainland travel permit for taiwan residents" copy. ?

2. Proof of fixed residential address:

Copy of household registration card (book); The last three bills for water, electricity and gas; The last three bills of fixed telephone; Certificate of collective dormitory issued by the unit; Housing lease contract (agreement); Proof of ownership; Documents for payment of residential property management fees; Address certificate issued by the street; Credit card monthly statement of the last two issues or personal income tax payment certificate of the last three months; Other documents that can prove that he has a fixed residence. ?

3. Financial documents:

(You can choose one of the following) The official payroll or income certificate issued by government agencies and enterprises in the last three months (company seal or department seal is required); Copy of passbook/bill of bank payroll (showing the wage entry information of the last three months); Copy of personal income tax payment certificate for the last three months; Copy of social insurance withholding certificate; Copy of proof of own property; Copy of bank time deposit slip/passbook; Copies of purchase vouchers of funds, treasury bonds and corporate bonds (showing the name of the purchaser, account number and account balance); Copy of membership card, including: golf membership card, VIP card of China Mobile and China Unicom, Air China bosom friend platinum card, gold card and silver card, China Southern Pearl gold and silver card, China Eastern Miles Club gold and silver card (name and card expiration date are required), etc.