The difference between commercial loans and commercial real estate loans

The repayment plan of the operating loan can be reasonably arranged according to the capital arrangement of the enterprise and the cash flow of the operating property, which not only ensures the timely repayment of the loan, but also saves the workload of the financial personnel and the financial management cost of the borrower.

Operating property loans refer to loans issued by banks to operating property legal persons, which can be used to mortgage commercial houses, star-rated hotels, comprehensive commercial facilities and other commercial houses. The longest loan term is 15 years.