Do you make money by opening a loan intermediary company?

Which makes money, the loan agent or the barbecue shop?

Loan agents make a lot of money.

Loan intermediaries are unprofitable, and their income comes from customers' loan fees. The general handling fee is 3%- 10% of the loan amount, which is really profitable.

Is the loan intermediary easy to do?

it is quite easy to do so.

Threshold of loan industry

As a newcomer to a new industry, she always pays attention to the threshold of this industry, and so does this girl, who asks many related questions as soon as she comes up.

In fact, if you ask me, there is no threshold for the loan-helping industry, that is, the loan intermediary. As long as you are willing to study hard and have the help of the old people in the company, you can start to handle some simple business independently in two or three weeks.

And what I'm talking about here is the whole business process from docking customers to docking lending institutions. If your company has independent risk control and warrant personnel, it is not impossible to get started in three to five days. Of course, the premise is that both EQ and IQ are online and can communicate with people in every link normally.

I'm talking about getting started here. Docking some simple businesses, such as personal credit loans, is definitely not comparable to those who have been in business for three to five years.

As for the academic requirements, again, as long as you can bear hardships and are willing to study. Don't be scared by the requirements of some recruitment websites. If you find a loan intermediary company that requires a college degree or above, skip it directly. They don't want to recruit people at all. They are just advertising.

In recent years, I have seen the great god who graduated from junior high school, and I have also seen many famous schools with dregs. Education doesn't mean anything. However, what is certain is that the higher the education level, the faster the speed of learning new things. This is an iron law, but at least in the lending industry, there is no direct positive correlation between education level and performance and income.

To tell the truth, this industry has a very low threshold and a large number of employees, so the good and the bad are mixed, and therefore the elimination rate is extremely high.

According to my observation and estimation, the retention rate of people in the lending industry is about 40% in one year, 20% in two years and 1% in three years. Of course, the income has also increased exponentially. As far as my colleagues are concerned, there are many people with an average monthly income of 30-60k, and even a few people earn more than 100W, which is also the charm of this industry.

Open a loan company to make money or a construction company to make money

Start a loan company to make money.

The loan industry needs customers to make money, and money comes quickly. The money of investment companies and loan companies is the money of banks or investors.

First of all, you must have certain professional knowledge, such as doing mortgage, understanding the basic knowledge of real estate, and being able to open a loan company is the most profitable.

What does an intermediary company make money from?

Question 1: How do real estate agents make money? The main income of the intermediary comes from the commission after helping the next family reach a deal. Most domestic intermediaries are intermediaries, so the next family is required to pay together. The current charging standard is 2% of the total amount (50% of the total amount). Generally speaking, the money is collected when the transaction is successful or about to be successful, and it is mostly paid by installment, part of which is paid when signing the agreement, part of which is paid when signing the contract, and part of which is paid at the time of final transfer. It's almost the same if you rent it. The standard is 70% of the monthly rent.

In addition to the main income, there are other income based on trading, such as the rebate given by the bank when handling bank loans and the rebate given by the insurance company. Now some intermediaries are helping some first-hand housing projects to sell, and they can also provide some income.

From the customer's point of view, the intermediary's role is to provide more information, more buyers and more housing choices, as well as some professional services (such as procedures, legal advice, etc. ). This is the basis for intermediaries to make money. Simply put, it's easy to do things with money (buying and selling is faster, buying and selling prices are right, and many people run errands). Of course, there are also some drawbacks, the most serious of which is the nonstandard operation of some intermediary departments, and even some have the means of cheating money, but this situation is rare. The most common thing is that your information is known by the intermediary, then your phone number will always become their information, and you will continue to make business visits. I just get calls from different organizations from time to time. The problem is to keep repeating: hello, Mr. XX, have you sold the house in Room XXX,No. XX, XX New Village? If you have sold it, do you still want to buy it now? If you don't want to buy it, do you want such a cheap shop? Don't think that no one will call you after a long time. In a few years, someone will call you. At the extreme, there will be more than a dozen.

Question 2: How do intermediary companies make money? Please be more specific. There are two profit models of intermediary companies: 1, which collect intermediary fees from applicants, which are generally used to help others recruit, mainly because they have greater advantages for candidates. For example, the salary is objective and the conditions are very good. It is usually charged to the applicant! It is common to charge companies or individuals who need to be recruited. Recruitment companies will find intermediary companies because they need talents, so they are generally willing to pay for recruitment by default! 3. There's another one that's dark, and it's charged on both sides. Of course there is such a company! Happy life, welcome to adopt!

Please accept it, thank you!

Question 3: How do real estate agents make money? The charging standard of agency fee for second-hand houses and relevant laws and regulations;

1. In order to standardize the market price behavior of economic services for house buying and selling, and reduce the burden of economic services for house buying and selling, the Central Development and Reform Commission and the Housing Construction Committee jointly issued the Notice on Reducing the Fees for Brokerage Services for House Buying and Selling (hereinafter referred to as the Notice). The "Notice" stipulates that the housing brokerage service fee shall be borne by the buyer and the seller in half or determined by the buyer and the seller through consultation; The unified charging standard for residential brokerage services shall not exceed 2%.

2. Other services provided by real estate brokerage agencies (hereinafter referred to as brokerage agencies) shall be voluntarily selected by the buyers and sellers of houses, and clearly agreed in the purchase contract. Among them, the real estate registration service fee does not exceed 500 yuan/case; Charge for agency loan service, not exceeding 300 yuan/case; The cost of handling the relevant formalities of house occupancy shall not exceed 200 yuan/case; According to the requirements of the client, the price of other services provided shall be regulated by the market, which shall be agreed by the client and the brokerage institution through consultation.

How to calculate the agency fee for second-hand houses;

1. Generally speaking, the agency fee for second-hand houses is 65438+ 0% to 2% of the house transaction price. At present, there is no uniform provision for intermediary service fees, which are generally charged according to industry habits. Then let's take a look at the general charging standards of second-hand housing agencies.

2. At present, the agency fee for second-hand houses is generally charged at 2.7% of the total house price, including 2.2% agency fee and 0.5% guarantee service fee (guarantee fee). Small intermediary companies generally charge 1- 1.5% of the transaction price of second-hand houses, and sometimes try to collect them if they can't receive them, because they earn the intermediary fees of second-hand houses themselves.

3. The intermediary company said that 2.7% of the economic service fee has included real estate registration and related procedures for second-hand housing occupancy. And the buyers only need to pay the house payment in 80 yuan and the provident fund loan guarantee in 1.500 yuan collected by the company.

Second-hand housing agency fees can be negotiated:

1. The agency fee for second-hand houses can of course be negotiated. Although the competent department stipulates that a few particularly complicated residential brokerage services must be agreed by all parties to the transaction, the agency fee for second-hand houses can be appropriately raised on the basis of the prescribed charging standard, and the floating rate shall not exceed 10%.

2. People who know the second-hand housing agency,

Note: At present, the agency fee for second-hand houses is generally charged at 2.7% of the total house price, including 2.2% agency fee and 0.5% guarantee service fee (guarantee fee). Small agencies generally charge 1- 1.5% of the transaction price of second-hand houses. In fact, the intermediary fees for second-hand houses are generally charged according to industry habits. The above is the collation of the knowledge of second-hand housing agency fees. I hope the above content can help you.

Question 4: How do real estate agents make money, big brother? If you want to save the agency fee, be honest. How can there be such a playboy without experience?

Ok, let's get down to business:

Intermediaries make money from intermediary fees, which are now generally 2% of the total house price.

According to what you said, if you can really find the landlord and he is willing to bypass the intermediary and deal with you directly, then you will save the intermediary fee.

But some agents will sign an agreement with you before showing you the house, that is to say, if you show you the apartment and you finally buy it but not from him, you have to pay him liquidated damages.

Even if you don't sign it, there are still problems. First, the landlord doesn't want to, because the intermediary fee is generally paid by the buyer, so it is not good for the landlord to bypass the intermediary, and the landlord will worry about being cheated or feel that no one will help with the follow-up procedures.

The second is that you can handle all the processes yourself? Pay down payment, sign house purchase agreement, pay down payment, house evaluation, apply for mortgage, apply for transfer, tax audit, obtain certificate, inspect house, transfer, water and electricity. It's really hard without a knowledgeable person.

So I played so much that even the reward of 15 minutes was gone. Do you have the heart not to give me extra points?

Question 5: How do real estate agents make money? How to operate the intermediary registration information of making money to sell a house, and the intermediary information of buying a house will guide the house. If the transaction is successful, the intermediary company will generally charge an intermediary fee according to the transaction amount 1%.

Question 6: How do professional intermediaries make money? 1, collect performance fees from job seekers and fees from recruiting units. 2. Divide a certain percentage from the job seeker's first month's salary. 3. Draw a percentage. For example, for short-term workers who charge by the hour, the recruiting unit gives employees 80, the intermediary draws 20, and the actual income from finding a job is 60.

Question 7: How do talent agencies make money? Intermediaries usually charge fees from the supply and demand department. Once upon a time, a man wanted to find a job and told an intermediary his details. Intermediaries use their own resources to find out which company lacks such talents. Withdraw the referral fee from the donation office. Put forward the agency fee from the demand. Now it is generally through the internet, so the intermediary firms are basically closed. If you do, you just need to withdraw the referral fee where necessary. There are fewer donor sites.

Specific operation:

1. Set up a recruitment agency. Buy a local enterprise phone book, call the enterprise and tell them that they have resources at hand;

2, through their own contacts and intermediary points to find workers to inform the enterprise recruitment, from which to introduce;

3. Post advertising information at the intermediary point;

4. Finally, wait for the customer's contact number.

Question 8: I want to open a human resources agency. Can I make money? First look at how other people's intermediary companies operate, find out what the rent and intermediary fees are, and then calculate the costs and expenses. When can I make money and when can't I? First, make clear what the intermediary is now and how likely it is, so that the answer of 7 analysis and 8 analysis will naturally come out.

Question 9: How do real estate agents make money? 1. Earn huge price difference.

There used to be a saying in the real estate agency industry: "Not open for half a year, open for half a year", which means that the second-hand housing real estate agency in Shanghai earns the price difference, and the money earned at one time is equivalent to the income of half a year or several years. Generally speaking, there are two main ways for real estate agents to earn the difference: 1) Real estate agents directly access the transaction, that is, when they see the houses with lower quotations, real estate agents buy them at their own expense and then sell them in reverse; 2) Negotiate with the buyer directly without the owner by entrusting the agent and selling at a high price. shzyshange44

In the process of rising housing prices of second-hand houses in Shanghai, real estate agents generally buy their own houses and then sell them to earn the difference and further push up housing prices.

For "eating the difference", the relevant departments have always prohibited it. The Ministry of Housing and Urban-Rural Development, the National Development and Reform Commission and the Ministry of Human Resources and Social Security jointly issued the Measures for the Administration of Real Estate Brokers, which stipulates that real estate brokerage institutions and personnel shall not engage in illegal acts such as earning price difference, assisting in signing "yin-yang contracts" or providing brokerage services for houses that do not meet the trading conditions and are prohibited from trading.

Therefore, if you have conclusive evidence that the real estate agent "ate the difference" in the transaction, you can recover the loss through legal channels.

2. The commission rate is very high.

The wages of real estate agents generally include basic salary and commission. Generally speaking, the commission is absolutely large. Beijing has issued a policy that the commission ratio of real estate agents should not exceed 2%, but in practice, every intermediary company is different. Shanghai second-hand housing real estate agency generally charges an agency fee of 2.7% by splitting its business content and taking advantage of policy loopholes.

3. The house price is rising.

Rising house prices are a big environment for real estate agents to make money and survive. The rise in house prices is completely good news for real estate agents. The commission for real estate transactions is generally 2% of the transaction price. The house price is low at the end of 20 14. For a house of 1 10,000, the agent received a commission of 20,000 in the morning. At the end of 20 15, house prices rebounded by 20 15. If the price of this house rises to 1.3 million, the intermediary can get a commission of 26,000. shhuang44ss

A year's rise in house prices may have little effect on the commission income of real estate agents. Let's take a look at the impact of 10 house price increase on intermediary income. According to the statistics of Shanghai Zhongyuan Real Estate Agency, from May to March, 2004, the house prices in Beijing, Shanghai, Guangzhou and Shenzhen rose by 374%, 346%, 505% and 420% respectively.

If the commission ratio remains unchanged, such a high increase means that the commissions of real estate agents in these four cities have at least tripled. Therefore, the level of housing prices has a great influence on real estate agents.

This work is very hard.

We do not rule out the existence of black real estate agents, but we cannot deny the hard work of real estate agents. Real estate agents not only have to receive customers, find houses and find customers every day, but also sign contracts and run business circles. In addition, they must continue to learn about real estate.

According to industry sources, the working hours of real estate agents are generally more than 13 hours, except for New Year's Eve to the third day. Customers come to see the house, salesmen must be on call, and meals are often not scheduled; Make 50 to 100 calls every day. It seems that the real estate agent is really hard.

Moreover, if you want an annual salary of one million, you need strong self-ability, such as how to flatter customers, how to make customers buy houses, how to attract customers, how to bargain with customers, how to turn shortcomings into advantages and so on. Shanghai

According to the data of real estate agency industry, the number of people engaged in real estate agency in China has exceeded one million, but only tens of thousands of people have qualification certificates, so the real estate agency industry is not standardized at present, and many real estate agencies are involved. Therefore, when buying a house through a second-hand housing agency in Shanghai, you must be cautious, fully understand the contract before signing it, and the bills and documents in the transaction must be kept well.

Question 10: Does the intermediary company make money? It depends on what intermediary it is, including real estate, talents and, of course, marriage.

How to make money as a loan intermediary?

First of all, we must understand that no industry can make money from the beginning. It is even more difficult for loan intermediaries to deal with money. It takes time to accumulate experience and customers before you can start making money. Moreover, loans are not as easy as before, not only because of the negative news in previous years, but also because of the low employment threshold and more money earned after familiarity, so a large number of people poured in and the competition became more and more fierce.

If you only rely on traditional intermediary practices, you may only be able to support yourself. If you still have a family, it may be a little difficult. So change it. Either you become your own boss, or you upgrade your way of getting customers (now the state's supervision of electricity sales is getting stricter and stricter, and the effect will definitely be greatly reduced), or you change careers.

This is my personal opinion, please treat it as appropriate.

So much for the introduction of making money by loan intermediary companies.