Can Ya 'an use the provident fund as a decoration loan?

No, provident fund loans can only be used to buy a house and can be used for decoration. You can withdraw the provident fund if you have a house purchase contract. Conditions for withdrawal of provident fund:

1. Original and photocopy of the house purchase agreement or house purchase certificate issued by the housing management department of the unit;

2. The original and photocopy of the purchase receipt;

3. The original and photocopy of the employee ID card shall be used to extract the provident fund;

4. Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record should also be provided for the employee's spouse's provident fund withdrawal.