What are the access conditions and loan purposes of operating property loans?

Operating property loans refer to loans issued by United Bank to legal persons or other economic organizations that develop or purchase operating properties on their own, with the property owned by them as loan collateral or sufficient guarantee provided by a third party, and the principal and interest are repaid with the operating income of the property, but not limited to the operating income of the property.

Access conditions:

A legal person or other economic organization established with the approval of the competent department, holding an enterprise business license according to law and carrying out independent accounting has put its property into operation and has the right to dispose of it independently.

The purpose of the loan:

It can be used for the capital demand during the operation of the property, including the replacement of debt funds and the expenses of decoration, maintenance and management during the existence of the property.

Scope of application:

Commercial, office, production and storage buildings that have been put into commercial operation, with standardized management, stable operating profit, abundant cash flow and good comprehensive income, including shopping malls, commodity trading markets, office buildings, star-rated hotels, comprehensive commercial facilities, standard workshops, warehouses and other property forms.

Required information:

Credit business application

Basic information of the applicant: business license, code certificate, tax registration certificate, legal representative's ID card, loan card, articles of association and copy of capital verification report; Original power of attorney of the legal representative; Financial information, etc

Relevant agreements and contracts for leasing properties abroad.

The nature of the land is the transfer of operating property loans, and the title certificate must be provided; If the property is leased, it is necessary to provide proof that the relevant departments agree to build the property.