It is especially difficult to save after 20 thousand. Why is this?

If a person who has never had money saves 20,000 yuan, his feelings will change, and he thinks that he is rich, his thoughts will change and his behavior will be different. At this time, he is most prone to cognitive bias. Not to mention saving more money, even the money saved will be spent. People who can save money will not feel rich except for a stable income.

It's hard to save after 20 thousand? I didn't feel it. At present, I have saved 25 yuan, which is ok, but I feel slower and slower.

As an ordinary family, there is no other extra income. It's really hard to save money by working on a dead salary. In particular, I saved 10,000 to 20,000 yuan and asked you to send the money out if something happened at home. However, if your household savings exceed 50,000, your savings momentum will get better and better.

Why is it so difficult to deposit up to 20 thousand? The main reason is that we have no other extra income, only a little salary. If there are elderly people in the family who are in poor health and the children have to go to school. After one year, as long as you go up and down and go out to work, the travel expenses will be fine. What about the rest of the money? A year has passed, and the balance in the bank card is still four digits. Many people take sending away the person who raised me and raising the person who gave birth to me as their only goal. As for deposits, there is no concept at all. It's really too difficult for us ordinary people.

Generally, there is 1 10,000 to 20,000 in the card, but the old man disappeared when he went to the hospital. Back and forth, it's hard to break through. As a result, many people are unwilling to save money, and they save a little money by saving money, but they don't give anything to other people at home. If you have no money, it's as if you have nothing. It is better not to save money. Once you have this idea, it will be more difficult to save money.

If one day you suddenly find that the balance in your bank card is 50,000, you will find that you are saving money faster and faster. Some people say that the salary is still the same. Why? As the saying goes: saving money is like picking dirt with a needle! Spend money like running water! If an old man in your family is in poor health, he has saved a little in a year or so, and the password is sent to the hospital with one click. There is no way to save that dead salary. If you save tens of thousands of dollars, it means that the elderly at home are in good health. Regardless of whether the salary rises or not, Xiaoshui slowly adds up. It also shows that your job is stable. In the long run, the amount and speed of your savings will be better and better.

In fact, people who have no plans want to save some money for a rainy day. But many people spend a lot of money, and there is no way to recover a confident base. The less money, the worse the mentality, even if he is 11 thousand a month, but he runs out every month. He has no passion for work, and he hates low wages. Finally, I had to change jobs, and the result was still the same. He didn't know how stupid he was until he needed money.

For ordinary people, saving money is a science. Don't underestimate small money, small water keeps flowing, and sand accumulates into a tower. Don't trust the financial manager's chicken soup: money is earned! It's hopeless! For us, it's the opposite. If you don't want to be rich or expensive, you must have numbers on the card to avoid panic. ...

If you don't spend money lavishly, your income will definitely be too low. You must try your best to increase your income and reduce unnecessary expenses.

High prices, high expenses and high consumption. To put it bluntly, the cost of living has increased. It is difficult to make money on weekdays. It is not easy to save some money. If you don't owe money, you will "burn high incense."

As the saying goes: there is foam when sawing! There is another saying: sand accumulates into a tower.

As long as you live frugally, you can save some money, although you can't save much money, just like it is possible to save thousands of dollars a year. It may be too difficult to save tens of thousands of dollars a year, unless you make money easily and earn a lot, you can't have bad hobbies or get seriously ill. In this case, the amount will be lost.

To tell the truth, it's hard to make money these days, and saving money is too expensive. Tell me where you don't need to spend money in your life, such as utilities, property fees, daily necessities, children going to school, supporting the elderly, weddings and funerals, etc. Is it easy to save money even if you go to the hospital to see a doctor and park? Unlike some people, small goals are a billion dollars. Even ordinary people have been working since Dayu was in charge of water control at that time, and they can't earn a billion dollars just by eating and drinking Lazar. You said it was exciting but not exciting. It's true, some people are rich in oil in DC, while others are poor!

Haha, it should be possible, because people's desires are infinite, but I'm fine. I think saving money is addictive. I always think about how much I can save this month and reach a certain amount next month. As a result, I feel that it doesn't cost much and I always feel that saving money is safe.

Because the income is too small.

This is indeed a bit metaphysical, and it has finally been saved to 10 this year. . [Tears] (10 was a little robbed before, and there was a lot of nosebleeds. . It's not easy [covering your face])