What are the terms of Ping An Auto Insurance?

Ping An Auto Insurance consists of 6 items and 30 auto insurance clauses, including insurance scope, insurance amount, insurance period and insurance premium, obligations of the insured and other matters. Ping An Auto Insurance belongs to China Ping An Insurance (Group) Co., Ltd., and auto insurance is only a part of Ping An business.

Ping An telephone auto insurance and online auto insurance belong to the direct auto insurance mode of insurance companies. Compared with traditional auto insurance, they have eliminated the intermediate costs of sales staff and agents, so their prices can be reduced by 15% compared with traditional commercial auto insurance.

Insurance skills: 1. The insured amount of vehicle loss insurance can be determined according to the purchase price or actual value of the new car at the time of insurance, or can be determined through consultation within the purchase price of the new car of the insured motor vehicle at the time of insurance. However, it should be noted that the insured amount cannot exceed the purchase price of the new car at the time of insurance, because the excess is invalid. Two, the vehicle personnel liability insurance, insurance, according to one seat or several seats, if more than two seats, insurance all seats more cost-effective. Third, the third party liability insurance generally has five grades: 50,000 yuan, 6,543.8+0,000 yuan, 200,000 yuan, 500,000 yuan and 6,543.8+0,000 yuan. Under special circumstances, the insured amount can be increased by multiples of 500,000 yuan. Generally speaking, it is more appropriate to insure 500,000 yuan, which can cope with ordinary accidents.