What is the down payment ratio of buying a house in Zaozhuang? Do I need to pay the maintenance fund?

Now all the sales offices in Zaozhuang, whether existing houses or faster houses, can be bought by loans. But the premise is that the down payment is 30%, and the rest can be loaned. No matter what the total house price is, the down payment of 30% must be an integer. Why? Why should the new house pay the maintenance fund? The house is new and hasn't even moved in yet. What maintenance fund should I pay? Is this reasonable? Ordinary people will always suffer, and the house price is so expensive now. How do ordinary people buy a house? Answer: Hello! The down payment problem of the house purchase loan you reflected should be the responsibility of the banking department. The special housing maintenance fund is the fund specially used for the maintenance, renewal and transformation of residential parts and facilities after the warranty period expires. According to the "Measures for the Management of Special Maintenance Funds for Residential Buildings in Shandong Province" and the "Interim Measures for the Management of Special Maintenance Funds for Facilities and Equipment in Zaozhuang City", the owners of commercial houses should deposit the first-phase special maintenance funds for residential buildings into the special maintenance fund account before going through the house check-in procedures.