What is the withdrawal amount of Zhuhai provident fund?

The withdrawal amount of Zhuhai housing provident fund is: the monthly withdrawal amount of employees' withdrawal of provident fund for other housing consumption such as property fees and decoration fees. It is 40% of the amount they should pay in the month when they apply for provident fund; The monthly withdrawal amount of provident fund for employees without housing to pay rent is 65% of the amount of provident fund that should be paid in the month of their application.

Four ways to extract housing consumption from housing accumulation fund:

1. Purchase withdrawal, applicable conditions: there is a house in Shenzhen or other places, and the purchase invoice or deed tax stamp is less than two years. The third and above houses (including off-site houses) purchased after 20 10 shall not be withdrawn, and the withdrawal amount: the total purchase price of the first suite shall not exceed the account balance; The second suite is 60% of the account balance; The third suite or above is 60% of the account balance (if the house is purchased after September 30, 2065438+00, it will not be withdrawn). Essential elements: ID card; Provident fund card; First-hand housing purchase contract and purchase invoice; Copy of second-hand house property certificate and deed tax stamp;

2. Applicable conditions for renting house extraction (online self-service): there is no room in Shenzhen, and the extraction amount: the monthly deposit amount of the application month multiplied by 65% multiplied by the extraction month, and the extraction month is the number of months from the last extraction to this extraction; If the withdrawal business has never been handled, it is from the initial deposit month to the current withdrawal month. Number of withdrawals: if handled at the counter, it can be handled twice a year; If you help yourself, you can apply for 1 time a month. The requirements for counter handling are: ID card; Provident fund card;

3. Loan repayment withdrawal, applicable conditions: to repay the Shenzhen property housing loan, the withdrawal amount: the monthly withdrawal amount of the first suite is the actual monthly repayment amount, and the monthly withdrawal amount of the second suite is 60% of the amount payable in the month of application. Repayment once a year can be traced back to the amount that has not been withdrawn in the previous 24 months at most, and the number of withdrawals per year is 1 time (monthly entrusted withdrawal, once a month). Essential elements: ID card; Provident fund card; Loan contract; Mortgage contract; The repayment details issued by the loan bank (provided once a year);

4. Other housing consumption extraction (online self-help), applicable conditions: there is a house in Shenzhen, which does not meet the conditions for buying a house and repaying the loan. Withdrawal amount: the amount payable in the month of application multiplied by 40% multiplied by the withdrawal month. The extractable month is the number of months from the last month to the current month. If the withdrawal business has never been handled, it is from the initial deposit month to the current withdrawal month. Number of withdrawals: one year at the counter 1 time; If you help yourself, you can apply for 1 time a month. The requirements for counter handling are: ID card; Provident fund card.

To sum up, the detailed rules for the withdrawal of Shenzhen provident fund, such as renting houses, non-deep households leaving their jobs for deep households, retired households and other housing consumption, can be withdrawn online.

Legal basis:

Article 25 of the Regulations on the Management of Housing Provident Fund

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.

Article 26

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.