About 55 years old, no job, no pension, no source of income, what should you do?

I was born in 1964, and I have been working in Wuxi for more than 20 years from my hometown in Xinyang, Henan. I didn't save any money, but I was working in a printing and dyeing factory at noon on June 20 15. I really suddenly felt difficult to breathe, and I hugged a big tree when I ran to the front door of the workshop. I closed my eyes and opened my mouth. I know, but I don't want to say it. Breathing in the fresh air outside, I gradually relaxed. My son came to take me to the hospital for examination. The exam was unimportant, which frightened my son. The son and daughter-in-law cried on the spot. The reason is that doctors have diagnosed acute myocardial infarction and there are no signs of life. The heart stopped beating and breathing. Immediately, the doctor issued a notice of death. Under the son's pleading, the doctor was regarded as a living horse doctor, and the doctor tried his best to save him for seven days and seven nights. Finally, the ECG began to beat weakly, and the doctors hugged each other and jumped up excitedly. In this way, the team led by Director Wang of Wuxi Third Hospital pulled me back from the death line. I am really grateful to the team of Director Wang of Wuxi Third Hospital for bringing me back to life. Over the years, at the age of 55, I worked hard in Wuxi, but I didn't save enough money but earned a death. It doesn't matter, I still owe a lot of debts, and I have returned to the difficult origin of not going out to work. Therefore, the life of working is always bitter and not understood by those rich and powerful people. Now that human feelings are weakened, family and love are excluded by poverty and poverty, so there is no savings in hand. It is completely crazy to ask relatives and friends to borrow money to treat a serious illness, and you have to wait for death.

55 years old, born around 1964. At my age, I am laid off, unemployed, without a pension and no source of income. Come to think of it, it really exists around me, and it's not the only one.

My junior high school is a key class in rural key middle schools. In the second day of junior high school (1980), the state has a policy to allow children to work in state-owned units instead of their parents, commonly known as "succession". At that time, there was a huge difference between urban and rural areas, and it was the first priority for rural children to jump out of the farm. So, several students took over and ate commodity grain. As a key class in a key middle school, teachers work hard and students give strength. There are 64 junior high school graduates in the class. Among them, 18 students were admitted to junior high school, most of them entered textile school, and graduated from China cotton mill four years later. After the restructuring of state-owned enterprises, those who took over and entered the national cotton factory were laid off one after another. A few people changed early and went to other fields to continue their struggle. Most people are slow to respond, or have extravagant hopes for state-owned enterprises, so they continue to wait for work and wait for work.

Now, nearly 40 years have passed, and the ignorant teenagers of that year have passed the age of knowing their destiny. They still have a long way to go to accept social co-ordination, and they are the pillars of the family, so they should try their best to make a living. There are small businesses, taxis, Didi taxis, property management, and even security and cleaning.

Older people know that junior high school students got very high grades in the early 1980 s, and very few people were admitted. I was defeated by three points. These early people are lucky and lucky, and they are the most powerful in learning. Most of them were unhappy afterwards. Therefore, in the face of the tide of social change, personal strength is negligible, and in most cases, just like duckweed, it can only go with the flow.

Someone asked: About 55 years old, you have no job, no pension and no source of income. What should you do?

I hope you're not a lazy cancer patient, otherwise it's hopeless. Although your description is somewhat sad and even unfortunate, it is good that it has been more than 40 years since the reform and opening up, and you have caught up with the time when our country's economic conditions are getting better and better and the social assistance system is becoming more and more perfect. Therefore, even if you are 55 years old and have no job, no pension and no source of income, you will not starve to death, whether by the government or by yourself. So frankly speaking, your situation is not a question of not being able to live, but a question of how to live, or to live with more dignity and more hope.

You didn't explain your specific situation, such as gay or lesbian, whether you have the ability to work, whether you have any skills, who else is at home, what kind of material accumulation you have now, whether you have your own house, and so on. Different situations will lead to different ideas or choices. But in any case, don't lose confidence in life. You must be active, diligent and have a kind heart to live like an individual. Otherwise, even if you eat and drink, it will look like a walking corpse, tasteless to eat, and tasteless to abandon.

1, if it belongs to the city, no one.

If you are a helpless disabled person, an elderly person or a minor under the age of 16, and have no ability to work, no source of income, and no breadwinner or breadwinner, you can apply for the support of the urban poor at the street office or similar structure where your household registration is located. After examination and approval, the Civil Affairs Department will issue the Certificate of Support for the Urban Poor in XX City, and the government will pay for and arrange for you to solve the problems of food, clothing, housing, illness and funeral, and someone will take care of it. It can be centralized or decentralized. According to local politics and conditions, there are welfare homes in many areas. The required funds are borne by the government finance, which generally does not affect the per capita living standard of local residents.

The medical insurance benefits for the urban poor are linked with the medical insurance for urban and rural residents. Individuals do not need to pay fees, and the government provides full financial subsidies. Persons who have participated in the old-age insurance for urban and rural residents, who have reached the age of 60 and meet the relevant policies and regulations, can also receive monthly pensions for urban and rural residents or old-age security welfare pensions. Specific standards are subject to local policies.

2. If it belongs to the population covered by the subsistence allowance policy.

If you don't belong to the "three noes" of the city, for example, although you have no job, no pension, no source of income and life is difficult, you still have a supporter. If your family income meets the local minimum living allowance policy, you can apply for minimum living allowance. After examination and approval, you can receive the minimum living allowance on a monthly basis, and the specific standards are subject to local policies. The low area is several hundred a month, and the high area is 2000. Can solve the most basic life.

3. If you are disabled.

If the category and level of disability meet the requirements, they can apply for a disability certificate issued by the Disabled Persons' Federation, enjoy the allowance for the disabled, give priority to subsistence allowances, employment for the disabled, legal aid, participate in medical insurance for urban and rural residents, give priority to tax concessions, give priority to small loans, and give priority to other children's schooling, taking buses (half price by train) and applying for policy housing. If you are lucky, there will be solatium during the Spring Festival, and the local policies shall prevail.

4. If it does not belong to the above three situations.

(1) Want to have income

Explain that you have at least a certain working ability, and there is no reason to lie down and live. Look up at the stars, but also step on the earth. Be self-reliant, believe in yourself and live a better life on your own. Never fail high or fail low. A living person with hands and feet, as long as he puts down his posture and works hard, must have a way to support himself. However, a 55-year-old man, after all, is not young, and it is better to do something within his power. If you have a skill, of course it is better. As long as you are willing to endure hardships, your life can be improved a lot. If you don't have a skill, you can consider assisting in transportation, cleaning, security, caring for workers, setting up fruit stalls, food stalls, or other small businesses. Living by labor is dignity.

(2) to participate in social security

More importantly, you are 55 years old and there is no hope for urban social security retirement benefits. Therefore, as a remedial measure, you must participate in urban and rural residents' old-age insurance and urban and rural residents' medical insurance to provide the most basic double protection for your later life. In particular, medical insurance reimbursement treatment is particularly precious in the face of major diseases, and the older you are, the more precious you are.

Endowment insurance for urban and rural residents is paid annually, and the payment standard is optional. After paying 15 years, you can get a monthly pension at the age of 60. Pension for urban and rural residents is equal to basic pension+personal account pension. The basic pension is borne by the finance and has nothing to do with the payment of the insured. If it is in an economically developed area, the basic pension will be higher. Personal account pension is equal to the total principal and interest stored in personal account divided by 139. The medical insurance for urban and rural residents shall be paid annually according to the unified standard, and guaranteed for one year. Can be reimbursed in proportion above the deductible line and below the capping line. The proportion of reimbursement in various places is generally not less than 60%.

Endowment insurance and medical insurance for urban and rural residents should be paid every year. Endowment insurance has been paid until the age of 60, and then at least 15 years has been paid. Medical insurance requires lifelong payment. Take the endowment insurance as an example. I don't know where you are, even if you pay according to the minimum standard, it's usually only a few hundred dollars a year. The lowest area starts from one year 100 yuan, and the highest area starts from one year 1000 yuan, so that you can get at least one basic pension every month after you are 60 years old, even if it is at least 100 ~ 200 yuan. If economic conditions permit, choose a higher payment standard, so that you can receive a higher pension in the future. Basic pensions vary from place to place. 88 yuan, the lowest district, started, and 930 yuan, the highest district, started at present. Low national medical insurance payment standard area 100~200 yuan, high area 700 yuan.

(3) As a last resort, you can ask your children for help or provide housing for the elderly.

I don't know if you have children, can you count on them. When you have to, you can ask your children for help, which is your last hope and reward in this world. If you have your own house, you can also consider using it as a last resort. If there is no blessing, God will not starve to death, blind sparrows, pick up waste, mix food stalls to pick up leftovers and beg. This is the consequence that you have not accumulated in your life. If you want to open it, you can bear it. As you sow, you reap, and no one can blame you. Be diligent and self-reliant when you are young.

I am a serious and sincere retirement consultant. You are welcome to pay more attention to me and read more articles on social security and retirement. May everyone in the world have a sense of security and dependence.

I am a 67-year-old 53-year-old rural hukou, and I just started to pay old-age insurance at the age of 45. The government department promises to pay 100 yuan every year. After I am 60 years old, it seems that I can get 50 or 60 yuan for 60 yuan a month. I can't remember the exact figures. I'm glad I just handed in 15 to 60 years old. In the first year, I paid the hope that 500 yuan could pay a high grade. At the age of 60, a little in the second year. I think many people paid 100, so they paid 100. However, in recent years, the payment of rural old-age insurance has risen rapidly in one year, and the price paid has ranged from 100 to 200300 this year. I felt that the situation was unreliable and I didn't pay it. The village secretary was very unhappy and offended him.

Now I am a person without old-age insurance. As long as I live, I will work hard to earn money. There must be many rural people in my situation. If the state can give 500 yuan to the old farmers with a monthly retirement salary of 67,000 yuan, 500 yuan is very important to the farmers, enough for one month's living expenses, but a cigarette and a box of tea are insignificant to the people with a monthly salary of 67,000 yuan. Are those people with high pensions sure to contribute more to society than farmers?

Fifty-five years old is not old. Since there is no job and no pension, don't put all your eggs in one basket. In fact, as long as you can bear hardships, there are many things to do! The most important thing is to bow your head and not be afraid of hardship.

1, a cleaner in our community, while cleaning the corridor, saw the maid I called cleaning the glass. She is 60 years old and left her phone number voluntarily. A few days later, she also joined the hourly industry. When I saw her again, she said that she worked a lot now and now she can earn 10 thousand a month.

2. It turned out that there was a fellow villager in his fifties who was also a mall cleaner with a salary of 2000. Later, another fellow villager who lived with her went to read the new moon, and her income was just 5600 yuan. I don't know now.

3. Community security. Later, when I saw that there was no breakfast in the community, I rented a suite and sold breakfast in our community, earning over 10,000 yuan.

No ability, can bear hardships, not bear hardships, 55 is better, then what should you do when you are 65? Life is full of ups and downs. When you are thirty-five or forty-five, you must try to pay a social security. When you can't work, at least you won't be hungry. People who don't know how to be prepared for danger in times of peace will definitely be a burden to their children in the future. Fifty-five years later, we can't be melodramatic. If you don't work hard now, you will really suffer in your later years.

I am a laid-off worker and live in Jiaozhou, Qingdao. I have been laid off for 24 years. When I was working in a factory, I worked as an assembly line and had no practical skills. I won't hide and play tricks, and I have no social resources to rely on. I sold clothes in a stall, and of course I lost my own money. I have been struggling at the bottom of society all these years.

I worked as a coolie, security guard and supermarket on the construction site. Sometimes I work two jobs at the same time, sweating like a pig, and sometimes I am looked down upon. Needless to say, that hard work and sadness. Now I'm over 500 years old. I worked as a nurse in a nursing home and got an intermediate nursing certificate. I work two shifts 24 hours a day, with a monthly salary of 3500. Although the salary is low, although it is dirty and tired, there is no welfare or insurance, but the income is stable and it is more than enough to support yourself. I pay my monthly salary to my family. I don't smoke, drink, play cards or gamble. My only hobby is reading books and occasionally playing landlords.

No matter how hard these years have been, I have saved myself from my teeth, and I have been taking risks myself twice, just to have a support when I am old.

We were born in the sixties and had many bad ideas. In addition to not catching up with the good times, it is also important to be disappointing. Aren't there many people of the same age who live well?

In my opinion, I can't make a lot of money. Just do things in a down-to-earth manner and earn money honestly. This society, as long as it is willing to pay, can live as well at the bottom of society. After all, the country is getting richer and richer, and the pension system is becoming more and more perfect. As long as you work hard, it is still possible to provide for the aged. I just hope that delaying retirement can distinguish between occupations. If only the state could consider the difficulties of laid-off workers and not delay their retirement.

All the above are my own opinions! People are tired when they are alive, but don't expect others to support themselves. I have never borrowed money from anyone in my life, and I will never raise my hand to anyone in the future.

It is his skill and blessing that others drive cars and live in big houses. I envy not jealous!

I rode an electric car for eleven years and lived in an old house of 75 square meters. I feel quite satisfied, too. A few years ago, I bought my son an elevator room and a second apartment. Although I spent all my family savings, I never borrowed money from anyone.

In today's society, to be honest, I never dreamed of such a life when I was a child. Instead of complaining, it is better to put down your body and earn money!

It's really hard to do. I must do my best. I am 57 years old and work 10 hours every day. Many people advised me not to do it. I am very angry. What don't I eat? Easy to work, young and capable. At my age, it costs money to see a doctor and eat.

It is really difficult for people over 55 to earn money. They are not as agile as young people in business and at work. Everyone in the factory is a bitter and tired chemical factory, so it's your turn if young people don't work. When you are old, the boss doesn't like you and the virus bullies you.

If you are honest and have a low education, you have to sweep the streets and your salary is low. Doing is much better than not doing it. This age is generally not suitable for doing business, and it can't stand failure, and it can't stand failure.

If you have the strength, ability and good social relations, you are the best choice for starting a business.

Having no job and no pension at the age of 55 does not mean that there is no source of income. If you didn't go to college, you should start working in factories, rural areas, commerce and other fields at the age of 17 and 18, and work for more than 30 years at the age of 55. Although there are many uncertain life changes during this period, such as getting married, having children, supporting the elderly and passing away, there should still be some savings. Even if you have no savings, you should master a technical skill. Even if you don't have a skill, as long as you are healthy and willing to suffer, you will always find a job to support yourself.

I have a friend who is smart and capable, but when the factory closed, he was laid off. On my way to work, I almost died in a car accident. I was in a coma for a month, and finally woke up, except for my hands and feet, my brain was not working. I don't want to be a doorman. Later, I went to a barbecue shop to help people wear mutton kebabs for a dime. I earned 20 yuan a day at first, and then I earned 50 yuan or 60 yuan when I became proficient. Later, the owners of several barbecue shops came to dig him up, and his daily salary doubled to 100 yuan. In this way, he worked for more than ten years. At the beginning, the child just went to junior high school, and now he has graduated from college. The child misses his father's hard work and won't let him do it, but he doesn't want to be idle and the boss won't let him do it, so he is still wearing mutton kebabs.

My friend is now in his fifties, physically disabled and mentally retarded. His wife has been with him for many years, probably because he can constantly improve himself, support himself and not cause trouble to society and family.

If a person in his fifties has no job, no pension, no source of income, and no natural or man-made disasters, then one word: lazy!

It is not feasible to raise children to prevent old age. A decent pension depends on the principal.

In fact, your situation is the epitome of thousands of farmers in Qian Qian. As the old saying goes: raise children to prevent old age. Now, it seems that it is completely nonsense. Because don't say how filial your children are, after you get married, you have another party. If you really want to take out the money, you need to look at the other person's face. Because parents are old and have no money to see a doctor and eat, they can only rely on the country's poverty alleviation and pension, which can only be a life!

A person's dignity needs to be supported by himself. Therefore, as parents, we must plan our own old-age care after the children finish reading the book, and we can't hollow ourselves out by buying a house for their children to get married. In that case, when you can't work anymore, you have nothing, and you lose your dignity when you are old. I live in the countryside, and all my young friends have gone out to develop, but few of them really go home to take care of the elderly. All of them are supported by the state's monthly pension fund in 80 yuan. In this case, you can't get sick. Drink some herbs for a minor illness, but a serious illness is almost a miserable road.

As a middle-aged person, you must participate in social insurance. Have a basic income to take care of the basic life when you are old. At the same time, you still have some savings, which you can take out when you are sick, and another sum can also solve some difficulties for your children. Because the child is under great pressure now, when he can't take care of you, you can take money to hire a nurse.

When you are old, you must have some savings in your hand, otherwise you will live a life without dignity when you are old. Looking at the child's face, you will eventually kill the feelings of father and son. If I had money, everything would be much better. They don't need to look at each other's faces, they just need emotional support. I think ordinary children can still!

About the old people without insurance, a sketch by Zhao Benshan and Xiao Shenyang is vividly interpreted. Don't embarrass yourself to the children. Children grow up to eighteen, and all the happiness is created by themselves. You have the responsibility to take care of your future life. Small Shenyang: "People can't take money too seriously. Money is a thing outside the body. Do you know what is the most painful thing in life? " People are dead, and money is not spent! "Zhao Benshan:" Do you know what is the most painful thing in a person's life? Is that people are alive and money is gone! "

Are you mentally prepared for the middle-aged people who are about to get old? A happy old age consists of one person fishing, a few old friends and the need to support the elderly! It's a bit presumptuous to say that raising children for old age.

Ye Yi 2065438+May 4, 2009 Wutongzhai, Shangshu Lane, Yichang City

When you are old, the most serious problem is lack of self-confidence. As long as we have confidence, we will be able to live smoothly.

No job, no pension, no source of income, it's really helpless. In this case, first see if you still have the ability to work. If you have the ability to work, you can try to find security or cleaning jobs in the surrounding residential properties. Although the income is not high, there is no problem in maintaining a basic life.

Secondly, see if you have any skills. If you have a skill, such as electrician or even cooking, you can consider opening a small restaurant or working for others.

Third, the family is very difficult, so you can apply to Zhenjie Labor Insurance Center for arranging public welfare posts. Generally, the corresponding labor departments have the function of developing public welfare posts for people with employment difficulties.

If you haven't paid social security at the age of 55, you should take part in the endowment insurance and medical insurance for urban and rural residents, and pay it with 1/3 according to your income level. It is estimated that after the age of 60, you can also receive a pension of two or three hundred yuan every month. After retirement, you can continue to work, supplement your income and save your pension.

If we are alone and have a house, if not, we can use it to apply for a reverse mortgage in exchange for a pension. Housing for the elderly has been fully rolled out, and a set of 5 million houses can receive 15000 every month. A house of 500,000 yuan can live in10.5 million per month.

Those who are unable to work will apply for subsistence allowances after retirement, and the community and civil affairs departments will take corresponding special care for the elderly. The current minimum living standard and the basic pension issued by the state can still maintain the basic life of individuals.

But all the preconditions are that you should have confidence and try. The most terrible thing is that you don't have confidence and don't try. The most important thing for people is communication. Even if it is rejected ten times, the 1 1 time may be successful.