What must I know before buying Qionghai Rongchuang Boao Jinwan House?

Sunac Boao Jinwan must know the following points before buying a house:

First, Qionghai's housing purchase policy

Qionghai's housing purchase policy: foreigners limit purchases and locals limit loans. At the same time, second-hand houses and shops are not restricted. First suite: the down payment ratio is 30%. If you want to buy a house in Boao Jinwan, you must be qualified to buy a house in Qionghai, otherwise you can't buy a house with money; To have enough down payment, you don't need 70% down payment, you only have 50%; Provident fund loans are also conditional, and loans can be made without paying provident fund, and the amount of provident fund loans is also limited.

Second, Qionghai house purchasing qualification

Qionghai house purchasing qualification: non-Hainan household registration: those who have 1 commercial houses or above in Hainan cannot buy houses again. Hainan household registration: unlimited purchase. The threshold for buying a house in Qionghai is getting higher and higher, and the qualification for buying a house in Hainan is getting stricter and stricter. Some areas in Qionghai require to pay social security for a certain period of time. So before buying a house, you must pay attention to whether you are qualified to buy a house.

Third, provident fund loans.

Before handling the provident fund loan, the individual provident fund account must be continuously deposited for 6 months (slightly different in some cities). Be careful not to withdraw the provident fund before buying a house in Boao Jinwan, Sunac. In addition, the purpose of housing provident fund loans is self-occupied housing, and non-residential houses such as office buildings, commercial houses, garages and villas may not apply for provident fund loans. In addition, the purchased property must have all the property rights and mortgage conditions. If the house property right is partially purchased, employees who pay the provident fund for the purchase of non-state-owned land-based housing land cannot apply for provident fund loans. (Note: Non-Hainan residents cannot use provident fund loans to buy houses in Qionghai. )

Fourth, make clear the housing demand.

Before buying a house in Boao Jinwan, Sunac asked itself the following questions:

1. How much money do you have and how much is the down payment? What is the scope of the loan you can afford?

2. Plan the time between buying a house and decorating. If you don't have enough time to save money, you should set aside some money for decoration.

3. Purpose of buying a house: Is buying a house for vacation, pension or investment? Is Hainan Sunac Boao Jinwan the best choice? Does it meet your needs?

4. Sunac Boao Jinwan House is positioned as a holiday+pension property, focusing on the comfort of vacation and pension. Be clear, what you want is not big prosperity, but small comfort.

5. How big a house are you going to buy? How many rooms and halls are there? Don't wait to see the house, these should be determined in advance.

Want to know more about Sunac Boao Jinwan house, you can check Sunac Hainan official website.