What are the claims for property management liability insurance?

In fact, all property insurance companies can operate public liability insurance (such as PICC, Ping An, etc.). ).

The responsibilities of public liability insurance of all insurance companies are basically the same.

The key to choose which one is insurance, liability limit and claim level. For example, some companies limit the additional risks of some public liability insurance, and some companies are more troublesome to settle claims. So be careful:

First, the choice of insurance. We can consider using "property management liability insurance" instead of "public liability insurance" because "property management liability insurance" is more professional and more "counterpart". Insurance companies have this kind of insurance.

Second, in view of the theft of the owner's vehicle, consider taking out the "Property Management Liability Insurance Additional Parking Lot Motor Vehicle Theft and Robbery Liability Insurance". Insurance companies also have this kind of insurance. Third, the liability limit is generally adjusted according to the level of the community, and the specific problems are analyzed in detail. Usually, the compensation limit for each accident is10-100000, and the cumulative compensation limit is 2-5 million yuan. The rate is between 0.8 ‰ and 2.5 ‰. Premium = cumulative compensation limit * rate.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.